Happy Wednesday! For this week’s Wednesday Wisdom, let’s discuss health insurance. What is it? Why is it so necessary? Well for starters, health insurance, like all insurances is about going on a boat with a life jacket. You wear the life jacket as protection in case of the unexpected. You don’t want the ship to go down or expect it to happen, but, you are prepared for the inevitable. That is exactly what is so great about health insurance, being prepared for the inevitable. Health insurance is utilized to cover part or all of a person’s medical bills. No one expects to get surgery initially, and thus does not expect to be appointed a large bill. That large bill is broken down and could be partially or fully covered because you have health insurance. That way, you do not have to take on an astronomical bill all on your own. Here at Cosmo Insurance Agency, we believe that EVERYONE should have health insurance. You wouldn’t fly in a plane without oxygen masks, would you?

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When shopping for health insurance, shop smart.

Don’t be deceived by insurance agencies allowing them to sell you plans from their preferred carriers so that they can clinch the sale and leave you with obstacles to solve.

When you reach out to Cosmo, our health insurance brokers in New Jersey spend all the time necessary to determine what your needs and priorities are. We are independent and offer plans from a large spectrum of reputable carriers. We explain your options in great detail and clarity– down to the fine print – so that you can choose a plan that will satisfy you for the long term.

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