Securing your future with comprehensive coverage

Find the best plan for you with the #1 health insurance agency in New Jersey
Click Here

short term health insurance

Who Should Consider Short-Term Health Insurance Plans?

In most cases, short-term health insurance typically costs much less than ACA primary medical health insurance. 

Short-term coverage could offer a good solution for people who want an affordable way to protect themselves against unexpected or emergency medical bills. In addition, short-term health insurance can provide proof of coverage that people need to participate in various activities or vocations.

Easy applications, modest premiums, and no waiting for enrollment periods can all make short-term health insurance seem attractive for people who lack affordable access to permanent medical insurance. Some good examples of people who can benefit from short term health insurance might include:

  • Young people who have just aged off their parent’s plan
  • Families who missed Open Enrollment for the ACA Marketplace
  • Seniors who will turn 65 and collect Medicare benefits in a few months
  • New employees who have to wait for group benefits to begin

How to compare short-term health insurance policies

At Cosmo Insurance Agency, we don’t just make it easy to compare short-term health insurance. We also allow you to compare short-term health insurance with other health insurance options. Explore your health insurance options now.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.