Blog > What Do I Do if I Can’t Afford Health Insurance?

What Do I Do if I Can’t Afford Health Insurance?

January 11, 2021

There is no need to panic. There are affordable options out there, and we can help you find them. Here are three options to help you get health insurance.

 

  1. Subsidized health insurance through GetCoveredNJ. You can qualify for a subsidy if you make under a certain income level; if you do, then you may be eligible for a subsidy on the exchange. Cosmo Insurance is a certified agent for GetCoveredNJ, so we can help you get coverage.

 

  1. Catastrophic plans are always an option if the exchange is too expensive; this may be right for you. While these plans don’t usually cover things like regular doctor’s visits, they will protect you in the event of an emergency.

 

  1. You may qualify for Medicaid; if you have little or no income, you may be eligible through a state agency.

 

Give us a call at (732)363-3888, we can simplify the process of getting affordable health insurance for you and your family.

2027 Open Enrollment is Almost Here

November 1st - January 30th

Looking for health insurance? Let Cosmo help you explore your 2027 coverage options! Our expert brokers make finding the right plan simple, with no additional cost for our services.

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