Oral health is essential for living a healthy life and maintaining a great smile.
Neglecting oral health can be detrimental in the long run. Unfortunately, it is often neglected due to the high costs of dental coverage. Dental insurance is designed to offer you coverage for common dental care issues. A low-cost dental insurance plan can ensure that you and your family maintain optimum oral health at an affordable monthly premium.
Preventive Care – Periodic cleanings are included, as well and fluoride treatments for any individual under 16. There is usually no wait time or deductible charge.
Basic Services – This often includes simple fillings, or emergency treatment for pain.
Major Services – The services included here often depend on the individual plan but can cover retainers and root canals.
Access to a Large Network of Dental Care Providers – Includes more than 85,000 dental offices in private and retail settings.
Direct Payment to In-Network Dentists – No need to submit claim forms
No Age Restrictions – Find coverage for every member of your family and every stage of life. Even if you are on Medicare, which doesn’t include dental benefits, we have plans designed specifically for seniors.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.
