Individual health insurance plans on the market are categorized into four tiers, known as “metal levels.” Under The Affordable Care Act’s (ACA), these tiers have been assigned a metal name: bronze, silver, gold, or platinum. The levels are based on how medical costs are covered and shared between the health insurance policy and the policyholder.
It has nothing to do with the level of care or covered services included in the plan.
Find a health insurance plan that is best for you, or find out if you qualify for a subsidy by call 732-363-3888 to speak with a licensed broker.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.