At Cosmo Insurance we pride ourselves on our wide range of insurance options. One insurance we offer is disability insurance. Disability insurance is used to cover part of an individual’s income should they get injured and are no longer able to work. It acts as the ultimate safeguard in case of an emergency that impairs one’s ability to carry out various job functions.
There are two different types of disability insurance; long term and short term. Long term disability insurance can cover you for several years and depending on the plan you choose; it may even cover you up until retirement. While, short term disability insurance provides you with most of your previous income level for up to two years.
At Cosmo, we never want to see a client to have to “cash in” on this insurance; however, we do want all of our clients covered should the unexpected happen. Cosmo Insurance Agency offers free and affordable quotes compared to our big name competitors. Give us a call, e-mail us, or even swing by to talk about an insurance plan that suits your needs today!
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance
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