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Open Season on Employee Benefits

The U.S office of Personal Management has sent out the first annual notifications to agencies for this year’s benefits open season.  Once open season begins, employees may enroll in the Federal Employee Health Benefits program. Those employees who have already been enrolled may also change plans or types of coverage.

The rates and coverage terms for the FEHB will be announced in September and then open season will run from November 13-December 11. There are only a small amount of changes to be expected, which have already sent to carriers earlier in the year to kick off the annual process of negotiation.

More details:

·         Maximums for dependent care accounts will remain $5,000 for dependent care accounts and $2,600 for health care accounts

·         $500 allowable carryover from year-to-year in health care accounts applies only if the employee has such an account in the following year

·         Active employees may enroll in the flexible spending account program, choosing either health care accounts, dependent care accounts, or both.



                          Get a Group Health Insurance Quote Today

Just remember, when shopping for health insurance, shop smart. Don’t be deceived by insurance agencies allowing them to sell you plans from their preferred carriers so that they can clinch the sale and leave you with obstacles to solve.

When you reach out to Cosmo, we spend all the time necessary to determine what your needs and priorities are. We are independent and offer plans from a large spectrum of reputable carriers. We explain your options in great detail and clarity– down to the fine print – so that you can choose a plan that will satisfy you for the long term.

fmclaughlin@raycatena.com

Call us today! 

Phone: 732-363-3888

Email: info@cosmoins.com

2023