A common question our business client asks us is “Who pays the insurance premium?” Well, depending on the insurance company, that’s up to you; you can choose to pay for all, part, or none of the premium.
What group insurance product should you offer?
It would be best if you considered offering a mixture of insurance products to build a comprehensive benefits package, with the ease of managing it all in one place.
Health insurance is a safeguard that will protect your employees from the full expense of healthcare and any procedures they may need. Investing in health insurance can save you incredible amounts of money every year.
Your employees’ and their family’s needs vary for life insurance. We will help find you flexible plans, so it’s an excellent fit for everyone.
We make it easy to offer you and your employee’s dental benefits that are tailored to them.
It’s simple to offer and is a great way to form your benefits package. And employees appreciate being covered for services like exams, glasses, and contacts.
Whether you need short-term, long-term, or both, we’ve got you covered.
Why offer group insurance with Cosmo Insurance Agency?
Excellent employee benefits can help you attract and keep quality employees. Our comprehensive plans and services give you the flexibility to design an employee benefits package that will work for you and your employees.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.