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New Health Insurance Carrier Available in NJ

We at Cosmo Insurance Agency are excited to welcome Ambetter, a new health insurance carrier, to New Jersey.

Ambetter offers plans that fit your budget and give you the coverage you need—at the same time, checking your eligibility for government subsidies so you can save as much as possible. Ambetter provides a strong network of providers so that you can feel comfortable and cared for. Plus, you’ll have access to excellent health programs like 24/7 Nurse Advice Line, Care Management, and Start Smart For Your Baby. Even more, access to care with services like Telehealth with a $0 copay.

Ambetter offers three categories of insurance plans with different coverage and premium levels.

Bronze: Ambetter Essential Care
Essential Care plans cover your essential healthcare needs. Typically, you will see lower monthly premiums but higher out-of-pocket costs if you end up needing a lot of care.

Sliver: Ambetter Balanced Care
Balanced Care plans provide the best value and most balance between your monthly premium payments and out-of-pocket costs, especially if you’re eligible for financial assistance.

Gold: Ambetter Secure Care
You will have peace of mind for all your healthcare needs with Secure Care. Expect higher monthly premium payments to help limit your out-of-pocket costs later.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.