Complicated medical bills can make your eyes glaze over. However, it’s still important to look over your paperwork and understand what you’re being charged for because mistakes do happen. Even though unfamiliar terms and codes can make errors harder to spot, a little confidence and a few tips can help you catch them.
Here’s what to look for errors:
Spelling mistakes and inaccuracies. Check the spelling of your name and your physician’s name, dates of services, and whether your health insurance provider is up to date.
A detailed list of services. You should see an itemized list of your medical services. Verify that you received every service on the list. If a detailed statement of services isn’t included (if your just see a totally), call your doctor to request one.
Common errors. In the list of services, check for double-charging for a single service. If you don’t recognize a service or if the wording is unclear, ask your doctor’s office. Each procedure should be identified by a standard CPT (Current Procedural Terminology) billing code, which is the same for every provider and facility.
Examine the “unites” section. You may see “units” indicating how much of a given treatment (medical procedure, drug or test) you received. If one look high compared to the other numbers, verify it with your doctor’s office.
When your medical bill comes, take the time to review it. It’s your money, and you have a right to know where it’s going. Don’t be afraid to question charges or term with your doctor’s office. Spending a few minutes to get familiar with your bill can save you money.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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Source: PGP Benefits
