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How to Get Free Home COVID Test Through Your Health Insurance

All New Jerseyans are also eligible for free test kits from the State. Find out more by visiting the New Jersey COVID-19 Information Hub.

Each household is eligible to receive eight (8) rapid antigen test kits, shipped to you at no cost. Get yours by providing your name and mailing address on this COVID-19 test ordering site .

All New Jerseyans are also eligible for free test kits from the State. Find out more by visiting the New Jersey COVID-19 Information Hub.

For the third time this year, free at-home rapid COVID-19 tests that provide results in minutes are available to every Horizon member. In addition, most Horizon members can get up to eight at-home tests every 30 days when the tests are for personal use.

Where to get free COVID tests through Horizon’s benefit program

From a pharmacy

  • You can obtain up to 8 tests from the pharmacy (note that tests often come in packages of two tests, so four packages) for your personal use for no out-of-pocket costs.
  • Every eligible member, including your spouse and dependents enrolled through your plan, may obtain up to eight tests every 30 days.
  • If you obtain your tests from an in-network pharmacy, you do not need to submit claims and there is no cost to you.

From any other source

  • If you purchase an FDA-approved, OTC test to diagnose a COVID-19 infection from another source, you must submit a claim for reimbursement to Prime Therapeutics LLC. The pharmacy claim form is available on HorizonBlue.com. You will be reimbursed for the cost of the test or $12 per test, whichever amount is lower.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.

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2024