Effective October 1, 2019, the Away From Home Care (AFHC) Program is being offered to members enrolled in the following plans, assuming there is no out-of-area coverage (BlueCard® coverage) and the plans are not Health Savings Account (HSA) compatible:
- Horizon HMO
- Horizon EPO
- OMNIA Health Plans
Members with out-of-network or out-of-area coverage (BlueCard benefits) are not eligible for the AFHC Program.
As of October 1, 2019, Horizon Blue Cross Blue Shield of New Jersey is no longer allowing new enrollment into the AFHC Program for members with an HSA-compatible High-Deductible Health Plan (HDHP). This applies whether the member has opened an HSA or not. Members who are covered by a HDHP and are currently enrolled in the AFHC Program can remain in the AFHC program, but should transition to a new plan during an upcoming open enrollment period.
AFHC is not a guaranteed benefit and is only available if the local Blue plan participates.
Click HEREto view Horizon BCBSNJ’s release.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.