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health insurance id cards

Get Your Health Insurance ID Cards Promptly 

Are you looking to sign up for health insurance but don’t qualify for a special enrollment period? Well, good news because of COVID, you can now enroll or change plans outside of open enrollment until December 31, 2021. You can now get health insurance at any time with an effective date of the 1st of each month. 

Try to submit your paperwork 2 weeks before the effective date so you receive your ID numbers and cards in a timely manner. You are paying for your insurance, so we understand you want to use it from the start. 

Keep in mind it takes up to 10 business days to get your IDs cards from the approval of your application, so if you wait until a couple of days or the day before the effective date to enroll, you may not have your ID cards. This means your doctor may not see you without it, or you will have to pay out of pocket for that visit and get reimbursed by the insurance company.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.