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offer dental

Employees Want Dental Benefits

Wise companies know one sure way to attract employees. They include dental in their benefits package. That’s because insurance packages, including dental benefits, are in high demand by those in the job market. They not only attract employees to your company but can keep them from looking elsewhere, help them stay engaged, and even boost productivity.

  • More than two-thirds of employees said dental insurance is an extremely or essential part of their overall compensation package.
  • Companies that use benefits as a strategic tool for recruiting and retaining talent perform better overall.
  • Nearly 6 out of 10 job candidates say benefits and perks play an important role in their decision to accept a job.
  • 4 out of 5 employees prefer benefits over pay raises.

 When your company offers dental benefits, you send a clear message that you prioritize employee health and well-being.

It’s also more affordable than you might think. In some cases, employers may even pay nothing.

Plans where the employee rather than the employer pays the premium are called “voluntary plans.” They enable companies to offer benefits while minimizing costs. Cosmo Insurance Agency offers a wide range of voluntary plans for groups with two or more employees.

Employees win with voluntary dental, too. They usually pay much less for a voluntary plan than a comparable individual plan since their premium is based on group rates. Plus, voluntary plans often cover preventive care at 100%, and offer discounts on other procedures when employees go to in-network dentists.

Dental benefits do more than help your company attract and retain employees. They also help keep them healthy. People with dental benefits are more likely to visit the dentist regularly, helping to keep small dental problems from escalating. Untreated oral disease costs American business more than $45 billion a year in lost productivity. Each year, 164 million work hours are lost due to dental problems.

With dental benefits, sick days go down; productivity goes up. A voluntary dental program is the most affordable way to offer dental benefits for your employees.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.