Employee Benefits Broker Pennsylvania

Smarter Benefits, Stronger Businesses

Cut Costs, Attract Top Talent, and Simplify HR Processes.

Helping Pennsylvania Employers Deliver Top-Tier Employee Benefits

You want to attract top talent with competitive benefits, but you’re worried about compromising your budget. With Cosmo Insurance Agency, you’ll get the best of both worlds.

As your trusted employee benefits broker in Pennsylvania, we’ll help you hire stronger candidates, reduce turnover, and give your business an edge without sacrificing your bottom line.

Using years of industry knowledge, we offer custom benefits packages and hands-on HR support, helping you grow your business while giving your employees more of what they value.

What to Anticipate When You Hire an Employee Benefits Broker

When you work with us, you’ll get more than just insurance; you’ll keep your employees happy while protecting your bottom line. Here’s how we help employers like you get the most from their employee benefits plan:

Bring In Exceptional Talent While Lowering Turnover

The right benefits package can make all the difference when competing for top candidates. We’ll help you create a plan that attracts qualified professionals while giving your current team more reasons to stay.

Spend Less While Providing More for Your Team

With access to a wide network of carriers, we match your business with affordable plans that provide lasting value. We make your budget go further while keeping your employees happy with quality benefits.

Make Employee Wellness a Top Priority

Your business’ success starts with healthy, satisfied employees. We’ll help you choose a benefits plan that covers medical, dental, vision, and life insurance, helping your team feel supported and perform at their best.

Keep Your Business Compliant—Minus the Frustration

Changing regulations can be a headache for any business, but you don’t have to manage them alone. Cosmo keeps you compliant with federal and Pennsylvania insurance requirements like coverage mandates, COBRA, and leave policies, so you can focus on running your company.

Hear From Our Clients Across Pennsylvania

“I am thrilled to write this 5-star review for Cosmo Insurance Company! They went above and beyond to help us get our three-month-old baby added to our health insurance policy, even though the special enrollment period had already ended. We were facing a challenging situation, and Cosmo Insurance Company came to our rescue.

Mark, Rebecca, and Dassi, the amazing team members we had the pleasure of working with, were absolutely phenomenal. They displayed exceptional professionalism.

We highly recommend Cosmo Insurance Company to anyone seeking reliable, caring, and efficient assistance with their insurance needs. Mark, Rebecca, and Dassi have our heartfelt gratitude for going the extra mile to make sure our family is taken care of. They have earned our trust, and we look forward to continuing our relationship with them for years to come. Thank you once again for your exceptional service!”

by Bernard Link

“Cosmo is truly a pleasure to work with. Their knowledgeable staff always return emails and calls quickly, they answered all my questions when choosing insurance plans for my family, and provided me with honest feedback about which plan would give my family the most benefits without spending the most money. I highly recommend them to family and friends.”

by Ariel Beniflah

What You’ll Find in Our Employee Benefits Packages

Your employees want benefits that actually support them, and your business needs plans that don’t drain your budget. Our insurance packages give you a mix of essential coverage and added protections that help your team feel valued:

Healthcare Plans

Our group health insurance options balance affordability with dependable coverage. We’ll help you choose a plan that works for your team’s size, offer strong provider networks, and keep costs under control.

Life Insurance

Give your employees and their families lasting peace of mind with life insurance. From straightforward term policies to more flexible options, we’ll help you choose coverage that protects your team at every stage of life.

Vision Insurance

Our vision plans cover routine exams, glasses, contacts, and more, keeping your team healthy and productive without breaking your budget.

Disability Insurance

When your employees are sick or injured, disability coverage can ease their financial burden while they’re out of work. We offer short-term and long-term plans that provide income stability.

Payroll and HR Benefits That Help Your Business Stay Ahead

Managing payroll and HR shouldn’t slow down your company’s growth. At Cosmo, we simplify your HR management while keeping your team supported and your business running seamlessly:

Accurate payroll processing with direct deposit and automated tax handling
Seamless integration with trusted payroll platforms for stress-free operations
HR guidance for recruiting, onboarding, and everyday employee management
Advice on wage laws, leave policies, and compliance requirements
Easy-to-use employee portals for pay stubs, benefits, and tax forms
Assistance with COBRA coverage and open enrollment administration
Help creating clear policies, handbooks, and workplace procedures

Keep Your Business Compliant and Secure the Easy Way

Cosmo’s PEO services give you the resources of a full HR department without the added expenses. We take care of the administrative work, so you can dedicate more time to growing your business.

Unlock the Full Value of Working with a PEO

With a Professional Employer Organization, you’ll get access to enterprise-level benefits, compliance expertise, and HR systems that streamline your workforce management.

Simplify Business Management with Proven PEO Solutions

We provide user-friendly systems and ongoing support to manage day-to-day tasks like payroll, onboarding, and performance reviews, saving you time and money.

Drive Business Growth While We Handle HR Complexity

Expanding your company is easier when you’re not left to manage HR tasks. We’ll take care of compliance updates, employee policies, and onboarding so you can focus on your long-term success.

Simplify Management and Accelerate Your Success

With Cosmo, you’ll get consistency and structure across every aspect of HR. Our scalable solutions grow with your company, keeping your policies clear and your people supported as you move forward.

More Insurance, PEO, and HR Solutions for Your Business

See how our comprehensive insurance options can benefit your business.

Areas We Serve Throughout Pennsylvania

Answers to Your Most Common Employee Benefits Questions

Yes! An employee benefits broker gives you access to more plan options, unbiased advice, and pricing that you wouldn’t typically find on your own, saving you time and money.

There’s no set price for benefits, since it depends on the benefits you choose, the number of employees you have, and how contributions are shared. Cosmo works with you to find an affordable package while keeping your team supported.

Health insurance is usually the basis of a benefit package, but many employers also add dental, vision, life, and disability coverage. Depending on your goals, you can also offer extras like wellness programs or retirement benefits to make your package stand out.

Choosing the right plan starts with knowing your priorities: lower costs, stronger coverage, or greater flexibility. We compare carriers and present the most suitable options for your business to help you make the best choice.

Reimagine Your Benefits Program with Cosmo Insurance Agency

Competitive benefits shouldn’t cost you your time or your budget. As your employee benefits broker in Pennsylvania, Cosmo Insurance Agency helps you offer plans that attract top talent, support your employees, and keep your business compliant.

Let’s build a benefits program that works for your budget and your team.