Employee Benefits Broker in Maryland

Better Benefits, Better Bottom Line

The Employee Benefits Broker Maryland Businesses Trust: Cosmo Insurance Agency

When it comes to employee benefits, Maryland businesses choose Cosmo Insurance Agency for one reason: cost savings for businesses. We design affordable, custom benefit solutions that attract talent, simplify compliance, and strengthen your workforce from the inside out.

As your employee benefits broker in Maryland, Cosmo Insurance Agency becomes a true extension of your team, offering expert guidance, streamlined systems, and people-first support that drives long-term success.

From Health and Vision insurance to Professional Employer Organization (PEO) benefits in Maryland, our brokers specialize in optimizing employee benefit packages, guaranteeing regulatory compliance, and ensuring seamless payroll and HR solutions.

Working with an Employee Benefits Insurance Broker in Maryland: What To Expect

Working with an experienced employee benefits insurance broker in Maryland gives you access to tailored, cost-effective plans that simplify compliance and strengthen employee satisfaction. At Cosmo Insurance Agency, we help you create smarter benefit solutions that support growth and protect your bottom line.

Attract Top Talent While Retaining Your Best Employees

Stand out in the job market with benefits that matter. Cosmo helps you create packages that support your employees and make your company a top pick. We focus on designing plans that reflect your company’s values and make your workplace more competitive, inclusive, and rewarding.

Maximize Value: Smarter Spending, Better Coverage

You don’t have to choose between quality and cost. We’ll help you get the most from every dollar, giving your team stronger benefits while protecting your budget. With access to a broad network of carriers and expert plan customization, Cosmo ensures you’re getting real value in employee benefits without overspending.

Support Employee Wellness from the Inside Out

Healthier teams are happier and more productive. Our plans support total wellness—from medical and dental to mental health and beyond. Cosmo believes that taking care of your team’s health today builds the foundation for stronger engagement and long-term retention tomorrow.

Compliance Made Simple and Stress-Free

Stay protected with built-in support for ACA, COBRA, FMLA, and COVID-19 guidelines. We handle the fine print so you can focus on your business. Cosmo’s proactive compliance tools help prevent costly penalties and keep your operations running smoothly, even as regulations change.

Hear From Our Past Clients in Maryland

“I am thrilled to write this 5-star review for Cosmo Insurance Company! They went above and beyond to help us get our three-month-old baby added to our health insurance policy, even though the special enrollment period had already ended. We were facing a challenging situation, and Cosmo Insurance Company came to our rescue.

Mark, Rebecca, and Dassi, the amazing team members we had the pleasure of working with, were absolutely phenomenal. They displayed exceptional professionalism.

We highly recommend Cosmo Insurance Company to anyone seeking reliable, caring, and efficient assistance with their insurance needs. Mark, Rebecca, and Dassi have our heartfelt gratitude for going the extra mile to make sure our family is taken care of. They have earned our trust, and we look forward to continuing our relationship with them for years to come. Thank you once again for your exceptional service!”

by Bernard Link

“Cosmo is truly a pleasure to work with. Their knowledgeable staff always return emails and calls quickly, they answered all my questions when choosing insurance plans for my family, and provided me with honest feedback about which plan would give my family the most benefits without spending the most money. I highly recommend them to family and friends.”

by Ariel Beniflah

What Is Included in Our Employee Benefits Packages?

Every business is different—that’s why our employee benefits packages are designed to fit your unique team and goals. From essential healthcare to added protections like disability and life insurance, Cosmo builds complete solutions that work for your workforce and your budget.

Healthcare Plans

Affordable, competitive health insurance plans tailored to your company size and goals. Whether you’re a small business, startup or a growing enterprise, we align your healthcare benefits with employee needs and compliance standards across Maryland and beyond.

Life Insurance

Peace of mind for your team and their families, with flexible group life insurance options. Our plans are structured to meet varying employee life stages and offer financial security for their loved ones.

Vision Insurance

Help your employees see the difference with coverage that keeps eyesight and budgets in focus. As your employee benefits broker in MD, Cosmo partners with trusted providers to ensure Maryland businesses offer vision benefits that are both effective and affordable.

Disability Insurance

Support your team through the unexpected with short-term and long-term disability insurance options. Our benefits help employees maintain income stability and peace of mind during challenging times.

Payroll & HR Benefits for a Better Workflow

From payroll setup to employee self-service tools, our solutions simplify HR operations and reduce administrative strain. Cosmo streamlines processes like payroll tax filing and onboarding with integrated systems designed to save time and boost accuracy. Eliminate manual tasks, improve employee satisfaction, and keep your HR workflows compliant and efficient.

Protect Your Business with Compliance-Focused PEO Services

Cosmo Insurance Agency offers full-service PEO solutions that reduce risk, increase efficiency, and elevate your HR capabilities. From payroll processing and tax filing to benefits administration and compliance support, our team helps you stay focused on growth while we manage the details.

Understanding the Benefits of a PEO Partnership

A Professional Employer Organization (PEO) gives you access to big-business HR tools at a fraction of the cost. Cosmo brings it all together with personalized guidance, responsive support, and tailored strategies that put your business and your people first.

Make Operations Effortless with the Power of PEO

We take on time-consuming admin tasks so you can stay focused on growth. From onboarding to payroll, we’ve got you covered with automated systems and human-first service that saves you time and improves accuracy.

Accelerate Your Business Toward Its Full Potential

With Cosmo’s PEO services, you can boost compliance, reduce risk, and improve benefits—all while streamlining your day-to-day. Our proactive approach ensures your HR processes grow with your business and remain aligned with industry regulations.

Work Smarter, Grow Faster

Gain a competitive edge with smarter systems, simplified compliance, and scalable support that grows with your business. Cosmo Insurance Agency combines innovative technology with real human insight to deliver solutions that work today—and scale for tomorrow.

Other Insurance, PEO, & HR Services We Offer

See how our comprehensive insurance options can benefit your business.

Areas We Serve Throughout Maryland

Frequently Asked Questions About Employee Benefits in Maryland

Yes. A broker like Cosmo helps you find the best coverage at the best price while ensuring compliance and saving time. With personalized service and access to a wide range of carriers, Cosmo takes the guesswork out of choosing the right employee benefits strategy for your business.

Costs vary by plan and company size. Cosmo helps you design cost-effective benefits that deliver real value for your team. We work with a wide range of carriers to find options that align with your budget and goals, while also helping you understand potential tax advantages and contribution strategies.

Health, dental, vision, life, and disability are great starting points. We’ll help you build a package that fits your team and budget. You may also want to consider adding voluntary benefits, executive coverage, and wellness programs to enhance employee satisfaction and retention.

That’s where we come in. Cosmo Insurance Agency evaluates your goals, risk, and workforce to match you with the right coverage. We offer hands-on guidance and access to top-rated carriers, ensuring your plan fits both your budget and your long-term business strategy.

Smarter Benefits Start Here—Contact Cosmo Insurance Agency

It’s time to take the stress out of employee benefits. With Cosmo Insurance Agency as your employee benefits broker MD, you gain a partner focused on simplifying benefits and strengthening your team from the inside out.