Yes, dental insurance plans do cover kids’ braces. Though there may be a waiting period (usually 6, 9, or 12 months), you’re better off making sure your kids are covered from a young age. There is usually a cap on what insurance will contribute, usually in the $1,000 range, so it would also be wise to start saving or utilize a Health Savings Account.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.