Did you miss open enrollment and couldn’t sign up for health insurance? You may still be able to get coverage two ways:
1. You qualify for Special Enrollment Period: If you got married, had a baby, adopted a child, or had moved in the past sixty days. You need proof of event if you do qualify for Special Enrollment Period. Check this list to see if you qualify for any of these life events.
2. Through Medicaid or the Children’s Health Insurance Program: Medicaid and CHIP provide free or low-cost health coverage. Medicaid is a government funded program that helps low-income families and individuals pay for the cost of healthcare. CHIP, The Children’s Health Insurance Program, is a health insurance plan that helps working families who do not have health insurance for their children. You can sign up for Medicaid or CHIP anytime throughout the year.
It is important to note that when you apply, you must attest that the information you provide on the application is true, including the facts that qualify you for a Special Enrollment Period. You may be required to provide documents that prove your eligibility to enroll based on the life event you experienced.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.