GET A QUOTE WITH THE TOP INSURANCE AGENCY
CLICK HERE
FIND THE BEST PLAN FOR YOU WITH THE #1 HEALTH INSURANCE AGENCY IN NEW JERSEY

Choosing the Right Sunscreen

Sunscreen protects your skin from the sun’s UV rays. It is available in many forms like lotions, creams, ointments, gels, sprays, wipes, lip balms, and also in some cosmetic.

When choosing the right sunscreen, be sure to read the label. It’s recommended to use sunscreens with broad spectrum protection (against both UVA and UVB rays) and with sun protection factor (SPF) values of 30 or higher.

Sun protection factor (SPF): This is the level of protection the sunscreen provides against UVB rays, which are the main cause of sunburn. Make sure to properly apply sunscreen. Some people often do not apply enough sunscreen, so they get less actual protection. No sunscreen protects you completely.

Broad spectrum sunscreen: Sunscreen products can only be labeled “broad spectrum” if they have been tested and shown to protect against both UVA and UVB rays. Some of the chemicals in sunscreens that help protect against UVA rays include avobenzone, ecamsule, zinc oxide, and titanium dioxide.

Water resistant sunscreen: This does not mean the sunscreen is “waterproof” or “sweatproof” only that it is “water resistant,” meaning whether they protect the skin for 40 or 80 minutes of swimming or sweating.

Expiration dates: Make sure to check the expiration date on the sunscreen bottle. Most sunscreen products are good for at least 2 to 3 years, but you may need to shake the bottle to remix the sunscreen ingredients.

Be sure to apply the sunscreen properly: Always follow directions on the sunscreen labels. When putting it on, pay close attention to your face, ears, neck, arms, and any other areas not covered by clothing. If you’re going to wear insect repellent or makeup, put the sunscreen on first. Most recommend applying sunscreen generously.

Sunscreen needs to be reapplied at least every 2 hours to maintain protection. It can wash off when you sweat or swim and then wipe off with a towel, so they might need to be reapplied more often.

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. 

CONTACT COSMO NOW

GET A GROUP HEALTH INSURANCE QUOTE NOW

LEARN MORE ABOUT GROUP HEALTH INSURANCE

Source: American Cancer Society

2024