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Celebrate Ditch New Year’s Resolution Day, But Don’t Ditch Your Health Insurance

New Year’s resolutions, they’re a great opportunity to really set ourselves up for some successes or failures.  Unfortunately some peoples New Year’s resolutions are unattainable.  Instead let’s mark this moment-in-time as an opportunity to set new behaviors that become habits instead of just part of the tradition of that has somewhat turned into a fad. Let’s resolve to do something differently in the New Year, persistently and let’s say it together now: consistently.

Just remember, it is important to not ditch your health insurance.

•Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents

•Health insurance protects you from unexpected, high medical costs.

•You pay less for covered in-network health care, even before you meet your deductible.

•You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.

•If you have a Marketplace plan or other qualifying health coverage, you don’t have to pay the penalty that people without coverage must pay.

As an independent agency, Cosmo can help you select the best individual health insurance plans in New Jersey or family coverage from a broad range of insurers catering to the individual healthcare coverage market. Cosmo has particular expertise is in the ACA individual marketplace exchanges. Our individual health insurance brokers in New Jersey have the knowledge, personal attention, and honesty, that will help you make an informed choice.