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Car Safety: Why Kids are Being Seen Without Coats this Winter

This winter parents aren’t putting coats on their little ones before taking them outside but they have a very good reason.

According to consumerreports.org, “Winter coats should not be worn underneath a car seat harness because it can leave the harness too loose to be effective in a crash.” The site suggests covering young babies with fitted aftermarket covers approved by your car-seat manufacturer so as not to compromise safety. For older children, consumerreports.org suggests turning coats around so the coat covers the front of the child and not the back. This way kids can put their arms straight into the armholes so the coat functions as a blanket resting on top of them after they’ve already been buckled in. 

 Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. 

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2024