Horizon Blue Cross Blue Shield of New Jersey is pleased to advise that groups with health plans that preceded the Affordable Care Act (pre-ACA plans) and that renew between October 1 and December 31, 2020, will be permitted to renew within those pre-ACA plans. With the fourth quarter representing their highest volume of renewing membership, their decision to grandmother pre-ACA plans will facilitate a smooth renewal process.   

If a group leaves its pre-ACA plan, it must move to an ACA-compliant policy with stand-alone pediatric dental (SAPD) coverage. Popular ACA-compliant options include their OMNIASM Health Plans. 

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Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.

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