While life insurance protects your family should you die. Disability insurance protects the family should you lose the ability to work.
Disability insurance helps provide security. It pays out monthly income to help protect the family home, savings accounts, retirement funds and other assets should you become disabled. The monthly benefits you receive ate tax-free.
The policy you buy into will stay in place throughout your years working as long as the premiums are paid.
Disability benefits will continue as long as you are disabled according to the policy’s provisions. The insurance company will most likely require proof of continued disability if the duration is long-term. The benefits from a disability policy cease once you are no longer considered disabled.
Consider the effects a disability could have on you and your family’s lives, your standard of living, and savings.
Cosmo Insurance help individuals obtain life, health and dental insurance coverage, we work every day with people needing disability insurance as well. Give us a call at 732-363-3888 for a free quote.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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