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Who is Considered a Dependent?

When you are purchasing a health, dental or vision insurance plan you will likely sign up your family as well. What qualifies someone to be a dependent?

Basically, anyone you claim on your tax return is considered a dependent. Dependents are generally your spouse/domestic partner and/or any kids under 26 years old. A child can be a biological, adopted or a stepchild. However, who you can claim as a dependent can vary by state. So, make sure to double check your states requirement.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.

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2024