1. Confirm your coverage
Be sure your enrollment is complete. Contact your broker.
Make sure you pay your monthly premium, so you can use your health coverage when you need it.
2. Know where to go for answers
Contact your broker or health insurance company to see what services are covered and what your costs will be.
3. Find a provider
Make sure to select a health care provider in your network. However, you may pay more if you see a provider who is out of network.
4. Make an appointment
Confirm your provider accepts your coverage
Talk to your provider about preventive services
Ask questions about you concerns and what you can do to stay healthy.
5. Fill your prescriptions
Fill any prescriptions you need.
Some drugs cost more than other. Ask in advance how much your prescription costs and if there is a more affordable option.
If you have any questions about your insurance coverage or need health insurance, Cosmo is here to help. Call us at 732-363-3888.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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