Can You Cash Out Your Life Insurance Policy?
Are you thinking about obtaining some of the cash value in your permanent life insurance policy? One of the benefits of owning a permanent life insurance policy is the cash […]
Small Business Open Enrollment 2022
It’s that time of year again where business owners can get health insurance without meeting the standard participation requirements. Yes, it’s Open Enrollment Period- It runs from November 15th to […]
Build Back Better Legislation Includes Benefit Provisions
During the last week of October 2021, the Biden administration announced a new budget reconciliation framework known as the Build Back Better Act (H.R. 5376). Subsequently, the U.S. House of […]
HHS Extends Public Health Emergency until January 16, 2022
On October 15, 2021, the Secretary of Health and Human Services (“HHS”) renewed the COVID-19 pandemic Public Health Emergency, effective October 18, 2021. This will once again extend the Public […]
How Reference-Based Pricing is Flexible and Affordable
Reference-based pricing is popular not only with self-funded plans but now it’s popular with level-funded plans. Switching to a reference-based pricing plan may help you save money for your business […]
Mandatory COVID-19 Vaccination/Testing for Workers
On November 5, 2021, the Occupational Safety and Health Administration (OSHA) published its long-awaited Emergency Temporary Standard (ETS), which requires most U.S. employers with 100 or more employees to adopt […]
Which Health Plan is Right for You – HMO, PPO, EPO, or POS?
You’ve probably come across at least one of these names before HMO, PPO, EPO, POS, and you probably tuned out immediately. We don’t blame you, it can get tedious, but […]
How to Choose Between Medicare Advantage and Medicare Supplement Plans?
For most people, the choice between Medicare Advantage and Medicare Supplement depends on three key factors: flexibility, predictability, and extra benefits. Flexibility: If you like to travel or spend part […]
3 Benefits Of Drinking Cappuccinos
Coffee is one of the essential morning drinks. Some people can’t do without their morning cup of joe. You might be one of those who wake up each morning and […]
Tips to Combat Sleep Issues After Falling Back
Many people have a love-hate relationship with the time change from daylight savings. You love that you get an extra hour of sleep, but you hate the fact that it […]
