LTC will provide coverage for home aides and therapy, nursing home care, or assisted living. Once you are eligible for LTC benefits, you no longer pay premiums. The earlier you enroll in a LTC plan the lower the premiums are. In recent years, an array of innovative LTC plan types have been introduced to the market, offering you options that are more affordable and ensure that your premiums do not go to waste if you remain independent through ripe old age.
Cosmo offers a variety of options. We can guide you during the process of choosing a long term care plan. Cosmo offers: conventional LTC, life/LTC hybrid, and self insurance/moneyguard.
Did you know that when you combine long term care and life insurance you can save HUNDREDS of dollars.
Contact Cosmo today to learn more about long term care insurance and what plans we offer.