Whether you are a student or young adult looking for health insurance, I am sure you are overwhelmed on where to start.  If you are under twenty-six years old, you are still qualified to receive health insurance under your parent’s plan.  If you are kicked off of your parent’s plan, do not fret, there are an array of options for health insurance.  Read up on how to navigate the health insurance market:

The basics-

Weigh your options. Look into the price, deductibles, and premiums of different health plans.  Not sure what deductibles and premiums are?  Check out this blog post to get acquainted with health insurance lingo.

Ensure that your plan covers quality care.  Everyone deserves personalized care and treatment from doctors and hospitals.

Choosing a plan that covers annual check-ups and preventative care.

Tools and online applications that are easy to navigate.  Look into health insurance providers that have resources that you can use to inform and help you.

24/7 service. There should be an expert you can contact online or on the phone to answer all of your questions.

Think about how you can save money and time.  As a younger individual, rates are usually more affordable if you are healthy.

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. 

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