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Student Health Plan or Health Insurance Marketplace?

If you’re in school, there is a good chance that you have a health plan from your University. But did you know you can still qualify for Marketplace policies and subsidies if you apply during Open Enrollment.

Outside of Open Enrollment, you cannot voluntarily drop your student health coverage in order to qualify for the marketplace.

But if you do drop out of school and lose eligibility for your student health plan you can qualify for a “coverage loss” special enrollment and be able to apply for marketplace coverage.

The special enrollment period lasts about 60 days from the date your coverage ends.

Be sure to contact Cosmo Insurance Agency and we can help simplify the health insurance process. Our knowledgeable brokers know the ins and outs of the health insurance marketplace and will help you pick the best plan for you.

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2024