Life changes that can qualify you for a Special Enrollment Period

You may qualify for a Special Enrollment Period if you or anyone in your household in the past 60 days:

Got married. 
Had a baby, adopted a child, or placed a child for foster care
Got divorced or legally separated and lost health insurance. 
Died.
Changes in residence

Household moves that qualify you for a Special Enrollment Period:

Moving to a new home in a new ZIP code or county
Moving to the U.S. from a foreign country or United States territory
If you’re a student, moving to or from the place you attend school
If you’re a seasonal worker, moving to or from the place you both live and work
Moving to or from a shelter or other transitional housing

Loss of health insurance

You may qualify for a Special Enrollment Period if you or anyone in your household lost qualifying health coverage in the past 60 days OR expects to lose coverage in the next 60 days.

Coverage losses that may qualify you for a Special Enrollment Period:

Losing job-based coverage
Losing individual health coverage for a plan or policy you bought yourself
Losing eligibility for Medicaid or CHIP
Losing eligibility for Medicare
Losing coverage through a family member
More qualifying changes
Other life circumstances that may qualify you for a Special Enrollment Period:

Contact Cosmo Insurance to learn if your life event qualifies for Special Enrollment Period.

Open enrollment in New Jersey is November 1st – Get started on planning what plan you want to enroll in.

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. 

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