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Self-Funded State and Local Government Health Plans Submit Optional Opt-Out Election to CMS

Cosmo Insurance NJ

Only applies to self-funded governmental (state and local) health plans. Opt-out available for Mental Health Parity Act, Newborns and Mothers Health Protection Act, Women's Health and Cancer Rights Act, and Michelle's Law. The plan must provide notice of the opt-out to participants at the time of enrollment and on an annual basis, prior to the […]

Distribute Gag Clause Attestation Notice

Cosmo Insurance NJ

The Gag Clause Prohibition Compliance Attestation must be submitted annually to the Departments of Labor, Health & Human Services, and the Treasury by December 31 of each year. More information at: https://www.cms.gov/marketplace/about/oversight/other-insurance-protections/gag-clause-prohibition-compliance-attestation#:~:text=A%20Gag%20Clause%20Prohibition%20Compliance,of%20the%20plan%20or%20coverage

Distribute Children’s Health Insurance Premium Assistance Notice

Cosmo Insurance NJ

The CHIP notice must be provided before the first day of the plan year. The CHIP notice must be separate, but may be provided with other open enrollment materials or the SPD. Separate mailing is not required. Electronic distribution is permitted if meeting the DOL safe harbor requirements. A model notice (called “Model Notice for […]