Oral health is essential for living a healthy life and maintaining a great smile.
Neglecting Oral health can be detrimental in the long run. Unfortunately, it is often neglected due to the high costs of dental coverage. Dental Insurance is designed to offer you coverage for common dental care issues. A low-cost dental insurance plan can ensure that you and your family maintain optimum oral health at an affordable monthly premium.
The benefits of providing group dental insurance include:
A Happier Workforce
Employees rank dental insurance as the second most desired benefits after health coverage. As a business owner,  you know that the health and well-being of your team is key to success. Cosmo helps you provide subscribers and their employees with the best dental insurance benefits possible.
A Healthy Team
Our dental insurance plans pay for the full costs of preventative dental care (ex: x-rays, oral cleaning, and periodic well-check visits). This encourages employees to seek care before a problem arises, allowing dentists to take care of any issues that could lead to more serious damage to their oral health.Â
Increased Productivity
It’s simple – if your employees take care of their dental health, they are less likely to request days off to receive corrective care and procedures. Additionally, maintaining good oral hygiene also helps boost your employees’ confidence level.
Individual & Family Insurance
Group Insurance
The benefits of providing group dental insurance include:
A Happier Workforce
Employees rank dental insurance as the second most desired benefits after health coverage. As a business owner, you know that the health and well-being of your team is key to success. Cosmo helps you provide subscribers and their employees with the best dental insurance benefits possible.
A Healthy Team
Our dental insurance plans pay for the full costs of preventative dental care (ex: x-rays, oral cleaning, and periodic well-check visits). This encourages employees to seek care before a problem arises, allowing dentists to take care of any issues that could lead to more serious damage to their oral health.
Increased Productivity
It’s simple – if your employees take care of their dental health, they are less likely to request days off to receive corrective care and procedures. Additionally, maintaining good oral hygiene also helps boost your employees’ confidence level.
Dental Insurance Benefits Can Include:
Preventive Care – Periodic cleanings are included, as well and fluoride treatments for any individual under 16. There is usually no wait time or deductible charge.
Basic Services – This often includes simple fillings, or emergency treatment for pain.
Major Services – The services included here often depend on the individual plan but can cover retainers and root canals.
Access to a Large Network of Dental Care Providers – Includes more than 85,000 dental offices in private and retail settings.
Direct Payment to In-Network Dentists – No need to submit claim forms
No Age Restrictions – Find coverage for every member of your family and every stage of life. Even if you are on Medicare, which doesn’t include dental benefits, we have plans designed specifically for seniors.
Get Delta
Dental Insurance
Get Ameritas
Dental Insurance
Get NCD/MetLife
Dental Insurance
Dental Insurance FAQS
If one doesn’t take care of their teeth and take responsibility for preventative oral health, the resulting costs of corrective procedures will be a lot more expensive than dental premiums. Poor dental health is also linked to the appearance of several major health issues, such as heart disease and diabetes.
There is a yearly cap on the amount insurances will pay for every year. The exact amount depends on the plan you are on, and the provider of that plan.Â
Absolutely. Dental insurance is a separate entity from health insurance, and you can enroll in a dental insurance plan without enrolling in health insurance. Dental insurance does not need to have the same enrollment period as your health insurance.
Although your coverage depends on the plan you choose, most plans will pay for procedures like fillings, root canals, and tooth extractions. (Make sure to check your plan’s benefits before purchasing and visiting your provider).
