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Association Health Plans: How They Work

Hi, my name is Mark Herschlag, CEO of Cosmo Insurance Agency.  Last week I introduced the topic of Association Health Plans.  This week I’ll go further into what exactly AHA plans are and how they can be beneficial to you and your business.

-Association Health Plans (AHPs), under the Department of Labor’s rule, are group health plans that employer groups and associations offer to provide health coverage for employees.
– AHPs allow small employers to band together to purchase the types of coverage that are available to large employers, which can be less expensive and better tailored to the needs of their employees.
– The rule allows more employer groups and associations to form AHPs, based on common geography or industry.
– An AHP could offer coverage to some or all employers in a state, city, county, or a multi-state metro area, or it could offer coverage to businesses in a trade or industry group nationwide.

Stay tuned for more video about AHA plans. I look forward to keeping you updated on AHA plans because they are an exciting idea for business and business owners.

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Thank you for watching and have a great day!

Cosmo insurance agency has experience providing group health insurance in New Jersey to businesses ranging in size from 2 to 5,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.

Take advantage of our very wide range of conventional and unique group plans with highly competitive rates. Options include:

Conventional group insurance
Self-funded insurance plans for both small and large groups, offering premiums well below standard market rates
Insurance plans that refund to enrollees part of their unused premiums each year
HSA plans, which help you save on premiums and enables your money to grow.

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