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Association Health Plan Facts You Should Know

Hi my name is Mark Herschlag. This is the third video in our AHA series. If you have not watched our previous videos, click the links below to catch up on this is exciting new opportunity.
Here are some facts regarding businesses and AHA plans:


– Consumer protections and healthcare anti-discrimination protections apply to large businesses and will also apply to AHPs organized under this rule.
– AHPs may not charge higher premiums or deny coverage to people because of pre-existing conditions, or cancel coverage because an employee becomes ill.
– AHPs will not be able to charge different premiums to employees based on their health status.
– Additionally, AHPs under this rule will not be able to charge employers different rates based on the health status of their employees.
Tune in next week for another video on AHA plans. Cosmo will be sure to keep you updated on the growing options for AHA plans.

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Thank you for watching and have a great day!

The Department of Labor published a final rule on June 21, 2018 creating flexibilities for employers and working owners to band together to sponsor a single Association Health Plan (AHP). The final rule allows multiple employers to jointly sponsor a single group health plan by expanding ERISA’s definition of “employer.” An AHP may provide coverage to the owners and employees of participating employers and their families.

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