[vc_row shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ shadow_color=”” css=”.vc_custom_1585716770354{background-color: #fdb542 !important;}”][vc_column][stm_spacer height=”40″][vc_custom_heading text=”Are you confused about Open Enrollment and ACA Healthcare Reform? We are here to review your unique situation and offer the best products at the best prices. Please feel free to utilize our below resources.” font_container=”tag:h4|text_align:center|color:%23293742|line_height:35px” use_theme_fonts=”yes”][stm_spacer height=”80″][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1500965149403{margin-bottom: 20px !important;}”][vc_column][vc_row_inner][vc_column_inner width=”1/3″ css=”.vc_custom_1492162251965{margin-bottom: 50px !important;}”][stm_icon_box title_custom_color=”#2844c1″ content_pos=”center” icon_pos=”top” icon_size=”66″ min_height=”220″ title=”2014″]Penalty is $95 per adult and $47.50 per child (up to $285 for a family) or 1.0% of family income, whichever is greater.[/stm_icon_box][/vc_column_inner][vc_column_inner width=”1/3″ css=”.vc_custom_1492162256127{margin-bottom: 50px !important;}”][stm_icon_box title_custom_color=”#2844c1″ content_pos=”center” icon_pos=”top” icon_size=”66″ min_height=”220″ title=”2015″]Penalty is $325 per adult and $162.50 per child (up to $975 for a family) or 2.0% of family income, whichever is greater.[/stm_icon_box][/vc_column_inner][vc_column_inner width=”1/3″ css=”.vc_custom_1492170545778{margin-bottom: 50px !important;}”][stm_icon_box title_custom_color=”#2844c1″ content_pos=”center” icon_pos=”top” icon_size=”62″ min_height=”220″ title=”2016″]Penalty is $695 per adult and $347.50 per child (up to $2,085 for a family) or 2.5% of family income, whichever is greater.[/stm_icon_box][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ el_class=”aca-comp-wrapper”][vc_column][stm_video style=”style_2″ url=”https://www.youtube.com/watch?v=3-Ilc5xK2_E” image=”8034″ height=”540″ css=”.vc_custom_1584079358216{margin-top: -46px !important;margin-right: 0px !important;margin-left: -46px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][/vc_column][/vc_row][vc_row][vc_column][stm_spacer height=”75″][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ shadow_color=”” el_class=”mbc mbc-col-1″ css=”.vc_custom_1584356474861{background-position: 0 0 !important;background-repeat: no-repeat !important;}”][vc_column stretch=”left” shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ shadow_color=”” css=”.vc_custom_1584551903041{padding-top: 400px !important;background-image: url(https://cosmoins.com/wp-content/uploads/2020/03/cosmo-insurance-agency-aca-compliance-1.jpg?id=8461) !important;}” offset=”vc_col-lg-6 vc_col-md-6″][/vc_column][vc_column shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ shadow_color=”” css=”.vc_custom_1584356280118{padding-left: 25% !important;}” offset=”vc_col-lg-6 vc_col-md-6″ el_class=”stm_default_paddings”][stm_spacer height=”98″ height_tablet=”60″ height_mobile=”50″ height_tablet_landscape=”40″][vc_column_text el_class=”list-white-text”]Are you confused about Open Enrollment and ACA Healthcare Reform? We are here to review your unique situation and offer the best products at the best prices. Please feel free to utilize our below resources.[/vc_column_text][vc_custom_heading text=”Open Enrollment” font_container=”tag:h4|font_size:26|text_align:left|color:%23ffffff|line_height:35px” use_theme_fonts=”yes” css=”.vc_custom_1585223596023{margin-bottom: 0px !important;}” el_class=”font-weight-bold”][stm_spacer height=”42″ height_tablet=”42″ height_mobile=”30″ height_tablet_landscape=”20″][vc_column_text el_class=”list-white-text”]The period of times during which individuals who are eligible to enroll in a Qualified Health Plan can enroll in a plan in the Marketplace. Individuals may also qualify for Special Enrollment Periods outside of Open Enrollment if they experience certain events.[/vc_column_text][stm_spacer height=”42″ height_tablet=”42″ height_mobile=”30″ height_tablet_landscape=”20″][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ shadow_color=”” el_class=”mbc” css=”.vc_custom_1582011168966{background-position: 0 0 !important;background-repeat: no-repeat !important;}”][vc_column css=”.vc_custom_1501824008946{padding-right: 25% !important;}” offset=”vc_col-lg-6 vc_col-md-6″ el_class=”stm_default_paddings”][stm_spacer height=”98″ height_tablet=”60″ height_mobile=”50″ height_tablet_landscape=”40″][vc_custom_heading text=”Need More Information?” font_container=”tag:h4|font_size:26|text_align:left|color:%23ffffff|line_height:35px” use_theme_fonts=”yes” css=”.vc_custom_1585223610637{margin-bottom: 0px !important;}” el_class=”font-weight-bold”][stm_spacer height=”42″ height_tablet=”42″ height_mobile=”30″ height_tablet_landscape=”20″][vc_column_text el_class=”list-white-text text-a-underline”]
- Read the law
- Key Features of the law
- Timeline: What is changing and when
- Reform subsidy calculator
- 2015 Income based subsidy eligibility
[/vc_column_text][stm_spacer height=”42″ height_tablet=”42″ height_mobile=”30″ height_tablet_landscape=”20″][/vc_column][vc_column stretch=”right” shadow_x_offset=”0″ shadow_y_offset=”0″ shadow_blur=”0″ shadow_spread=”0″ shadow_color=”” css=”.vc_custom_1584551926687{padding-top: 400px !important;background-image: url(https://cosmoins.com/wp-content/uploads/2020/03/cosmo-insurance-agency-aca-compliance-2.jpg?id=8462) !important;}” offset=”vc_col-lg-6 vc_col-md-6″][/vc_column][/vc_row]