Insurance companies do this to avoid people from signing up only for the month that they need coverage for. Because people tend to only visit the dentist about two times a year, it makes it easier to predict when a visit is coming up. A large percentage of dentist visits are for check-ups.
Any follow-up visits tend to fall within a couple weeks of these check-ups. If enrollment was automatic people would be able to predict when their dental visits are and only sign up for dental insurance for those months. The delay ensures that those that receive dental insurance are actually enrolled in a plan for a long period of time.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.
