Many people wonder what the difference is between a health insurance agent and a broker. Both are trained insurance professional who can help you enroll in a health insurance plan. However, agents only work with a single health insurance company. For example, an agent working for Oscar will only offer you plans by Oscar.  Brokers act independently. Due to this, they work with several different health insurance companies and can offer you the best plan that fit your needs.
With open enrollment right around the corner, you should know the differences. So you can do your research and work with a company that can show you all of your healthcare options. Here at Cosmo Insurance Agency we are highly educated and committed in getting you and your family the best plan to fit your needs.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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