When you have a health or dental insurance plan, depending on your policy, many have a deductible. What is a deductible, you ask. Well a deductible is the amount of money you have to pay before the insurance company will start to help with your medical bills.
How does a deductible work? Well, let’s assume you have a health plan with:
$6,000 out of pocket maximum.
You will first have to pay $1,000 deductible until you reach your max out of pocket.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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