BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Employee Benefit Broker & Health Insurance Agency in NJ - ECPv6.15.20//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:Employee Benefit Broker & Health Insurance Agency in NJ
X-ORIGINAL-URL:https://cosmoins.com
X-WR-CALDESC:Events for Employee Benefit Broker & Health Insurance Agency in NJ
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20230312T070000
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20231105T060000
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BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20240310T070000
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BEGIN:STANDARD
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20241103T060000
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BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20250309T070000
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TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20251102T060000
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BEGIN:VEVENT
DTSTART;VALUE=DATE:20241015
DTEND;VALUE=DATE:20241016
DTSTAMP:20260418T035432
CREATED:20240119T151655Z
LAST-MODIFIED:20240119T151655Z
UID:28705-1728950400-1729036799@cosmoins.com
SUMMARY:Form 5500 (Extended deadline)
DESCRIPTION:ERISA-covered group health plans that do not qualify for the small plan exemption and MEWAs (and have timely requested an extension to the filing deadline)\nAn employer may request a one-time extension of 2.5 months by filing a Form 5558 by the normal due date of Form 5500. Employers are required to file an annual Form 5500 by October 15th 2024 after a Form 5558 was submitted before the July deadline\, which automatically granted an extension up to 2.5 months.\nUp to $2\,586 per day for late filing. Delinquent Filer Voluntary Compliance (DFVC) program could allow for reduced penalties.
URL:https://cosmoins.com/event/form-5500-extended-deadline/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241015
DTEND;VALUE=DATE:20241016
DTSTAMP:20260418T035432
CREATED:20240119T151627Z
LAST-MODIFIED:20240119T151627Z
UID:28704-1728950400-1729036799@cosmoins.com
SUMMARY:Medicare Part D Notices to participants
DESCRIPTION:Group health plans that provide Rx coverage to Individuals eligible for Medicare Part D\nEmployers must notify Medicare Part D-eligible individuals by Oct. 15th of each year about whether the Rx coverage is creditable or non-creditable as discussed above.\nNo specific penalty for employers. Potential penalty for individuals who do not maintain creditable coverage.
URL:https://cosmoins.com/event/medicare-part-d-notices-to-participants/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241015
DTEND;VALUE=DATE:20241016
DTSTAMP:20260418T035432
CREATED:20231220T155926Z
LAST-MODIFIED:20231220T155926Z
UID:28300-1728950400-1729036799@cosmoins.com
SUMMARY:Medicare Open Enrollment Starts
DESCRIPTION:
URL:https://cosmoins.com/event/medicare-open-enrollment-starts/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241014
DTEND;VALUE=DATE:20241015
DTSTAMP:20260418T035432
CREATED:20231221T173858Z
LAST-MODIFIED:20231221T173858Z
UID:28388-1728864000-1728950399@cosmoins.com
SUMMARY:Horizon Enrollment Deadline For 15th Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-enrollment-deadline-for-15th-of-the-month-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241012
DTEND;VALUE=DATE:20241013
DTSTAMP:20260418T035432
CREATED:20231220T152242Z
LAST-MODIFIED:20231220T152242Z
UID:28277-1728691200-1728777599@cosmoins.com
SUMMARY:Yom Kippur
DESCRIPTION:
URL:https://cosmoins.com/event/yom-kippur-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241003
DTEND;VALUE=DATE:20241005
DTSTAMP:20260418T035432
CREATED:20231220T151736Z
LAST-MODIFIED:20231220T151736Z
UID:28275-1727913600-1728086399@cosmoins.com
SUMMARY:Rosh Hashana: Office Closed
DESCRIPTION:
URL:https://cosmoins.com/event/rosh-hashana-office-closed/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240930
DTEND;VALUE=DATE:20241001
DTSTAMP:20260418T035432
CREATED:20240119T151602Z
LAST-MODIFIED:20240119T151602Z
UID:28703-1727654400-1727740799@cosmoins.com
SUMMARY:Summary Annual Report (SAR) to participants
DESCRIPTION:Group health plans that are subject to the Form 5500 filing and have not extended the deadline via a Form 5558\nEmployers that are required to file a Form 5500 must provide participants with a summary of the information in the Form 5500\, called a summary annual report (SAR). The plan administrator must provide the SAR within nine months of the close of the plan year.\nNo monetary penalty for failure to timely distribute\, however Up to $110/day if not provided to participant within 30 days of request
URL:https://cosmoins.com/event/summary-annual-report-sar-to-participants/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240930
DTEND;VALUE=DATE:20241001
DTSTAMP:20260418T035432
CREATED:20240119T151526Z
LAST-MODIFIED:20240119T151526Z
UID:28702-1727654400-1727740799@cosmoins.com
SUMMARY:Medical Loss Ratio (MLR) Rebates
DESCRIPTION:Employers with fully insured health plans that receive MLR rebates\nEmployers that receive rebates should consider their legal options for using the rebate. Any rebate amount must be used for the exclusive benefit of the plan’s participants and beneficiaries within 3 months of receiving the rebate to avoid ERISA trust requirements.\nPenalty for each violation is $100 per entity\, per day\, per individual affected by the violation.
URL:https://cosmoins.com/event/medical-loss-ratio-mlr-rebates-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240930
DTEND;VALUE=DATE:20241001
DTSTAMP:20260418T035432
CREATED:20231221T173255Z
LAST-MODIFIED:20231221T173255Z
UID:28374-1727654400-1727740799@cosmoins.com
SUMMARY:Enrollment Deadline For 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/enrollment-deadline-for-1st-of-the-month-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240920
DTEND;VALUE=DATE:20240921
DTSTAMP:20260418T035432
CREATED:20231221T203137Z
LAST-MODIFIED:20231221T203137Z
UID:28403-1726790400-1726876799@cosmoins.com
SUMMARY:Horizon Conversion Deadline For The Upcoming 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-conversion-deadline-for-the-upcoming-1st-of-the-month-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240914
DTEND;VALUE=DATE:20240915
DTSTAMP:20260418T035432
CREATED:20231221T173831Z
LAST-MODIFIED:20231221T173831Z
UID:28387-1726272000-1726358399@cosmoins.com
SUMMARY:Horizon Enrollment Deadline For 15th Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-enrollment-deadline-for-15th-of-the-month-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240902
DTEND;VALUE=DATE:20240903
DTSTAMP:20260418T035432
CREATED:20231220T154727Z
LAST-MODIFIED:20231220T154727Z
UID:28290-1725235200-1725321599@cosmoins.com
SUMMARY:Labor Day: Office Closed
DESCRIPTION:
URL:https://cosmoins.com/event/labor-day-office-closed/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240831
DTEND;VALUE=DATE:20240901
DTSTAMP:20260418T035432
CREATED:20231221T173140Z
LAST-MODIFIED:20231221T173140Z
UID:28372-1725062400-1725148799@cosmoins.com
SUMMARY:Enrollment Deadline For 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/enrollment-deadline-for-1st-of-the-month-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240820
DTEND;VALUE=DATE:20240821
DTSTAMP:20260418T035432
CREATED:20231221T203123Z
LAST-MODIFIED:20231221T203123Z
UID:28402-1724112000-1724198399@cosmoins.com
SUMMARY:Horizon Conversion Deadline For The Upcoming 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-conversion-deadline-for-the-upcoming-1st-of-the-month-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240814
DTEND;VALUE=DATE:20240815
DTSTAMP:20260418T035432
CREATED:20231221T173814Z
LAST-MODIFIED:20231221T173814Z
UID:28386-1723593600-1723679999@cosmoins.com
SUMMARY:Horizon Enrollment Deadline For 15th Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-enrollment-deadline-for-15th-of-the-month-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240731
DTEND;VALUE=DATE:20240801
DTSTAMP:20260418T035432
CREATED:20240119T145836Z
LAST-MODIFIED:20240119T145836Z
UID:28682-1722384000-1722470399@cosmoins.com
SUMMARY:Form 5500
DESCRIPTION:ERISA-covered group health plans that do not qualify for the small plan exemption and MEWAs\nSmall health plans (fewer than 100 participants) that are fully insured\, unfunded or a combination of insured/unfunded are generally exempt from the Form 5500 filing requirement.\nUp to $2\,586 per day for late filing. Delinquent Filer Voluntary Compliance (DFVC) program could allow for reduced penalties
URL:https://cosmoins.com/event/form-5500/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240731
DTEND;VALUE=DATE:20240801
DTSTAMP:20260418T035432
CREATED:20231221T204147Z
LAST-MODIFIED:20231221T204147Z
UID:28419-1722384000-1722470399@cosmoins.com
SUMMARY:PCORI fee
DESCRIPTION:Employers with self-insured health plans must pay an annual fee to fund the Patient-Centered Outcomes Research Institute (PCORI). Self-insured health plans that are subject to PCORI fees include self-funded medical plans\, as well as HRAs offered in conjunction with fully insured group medical plans. HRAs offered with self-insured group medical plans are not subject to separate PCORI fees if the HRA and the medical plan have the same plan sponsor and plan year.\nEmployers use IRS Form 720 to report and pay PCORI fees\, which are due by July 31 of the year following the last day of the plan year.\n*The PCORI fees originally applied for plan years ending before Oct. 1\, 2019. However\, a 2019 spending resolution reinstated PCORI fees through 2029. As a result\, self-insured health plans must continue to pay these fees through 2029.
URL:https://cosmoins.com/event/pcori-fee/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240731
DTEND;VALUE=DATE:20240801
DTSTAMP:20260418T035432
CREATED:20231221T173118Z
LAST-MODIFIED:20231221T173118Z
UID:28371-1722384000-1722470399@cosmoins.com
SUMMARY:Enrollment Deadline For 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/enrollment-deadline-for-1st-of-the-month-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240731
DTEND;VALUE=DATE:20240801
DTSTAMP:20260418T035432
CREATED:20231220T154925Z
LAST-MODIFIED:20231220T154925Z
UID:28293-1722384000-1722470399@cosmoins.com
SUMMARY:Quarterly Report Deadline
DESCRIPTION:
URL:https://cosmoins.com/event/quarterly-report-deadline-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240720
DTEND;VALUE=DATE:20240721
DTSTAMP:20260418T035432
CREATED:20231221T203108Z
LAST-MODIFIED:20231221T203108Z
UID:28401-1721433600-1721519999@cosmoins.com
SUMMARY:Horizon Conversion Deadline For The Upcoming 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-conversion-deadline-for-the-upcoming-1st-of-the-month-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240714
DTEND;VALUE=DATE:20240715
DTSTAMP:20260418T035432
CREATED:20231221T173744Z
LAST-MODIFIED:20231221T173744Z
UID:28385-1720915200-1721001599@cosmoins.com
SUMMARY:Horizon Enrollment Deadline For 15th Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-enrollment-deadline-for-15th-of-the-month-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240704
DTEND;VALUE=DATE:20240705
DTSTAMP:20260418T035432
CREATED:20231220T154526Z
LAST-MODIFIED:20231220T154526Z
UID:28288-1720051200-1720137599@cosmoins.com
SUMMARY:July 4th: Office Closed
DESCRIPTION:
URL:https://cosmoins.com/event/july-4th-office-closed/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240630
DTEND;VALUE=DATE:20240701
DTSTAMP:20260418T035432
CREATED:20231221T173100Z
LAST-MODIFIED:20231221T173100Z
UID:28370-1719705600-1719791999@cosmoins.com
SUMMARY:Enrollment Deadline For 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/enrollment-deadline-for-1st-of-the-month-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240623
DTEND;VALUE=DATE:20240626
DTSTAMP:20260418T035432
CREATED:20230815T175823Z
LAST-MODIFIED:20230815T175823Z
UID:26904-1719100800-1719359999@cosmoins.com
SUMMARY:SHRM24 Chicago
DESCRIPTION:Answer the Windy City’s call at SHRM24\, the pinnacle of HR gatherings. From October [dates]\, Chicago becomes the epicenter of innovation\, as HR leaders converge for four days of unmatched learning\, networking\, and growth. Immerse yourself in a diverse array of HR seminars\, hands-on workshops\, and pivotal topics\, including mental health\, AI\, and DE&I. Engage with esteemed business leaders and visionary HR minds\, setting ablaze your organizational journey. \nIn an exciting update for 2024\, full in-person registrations unlock a unique advantage: access to select virtual sessions for 30 days post-conference. This extended virtual experience ensures SHRM24’s impact endures long after the event. Our commitment to your comfort and needs is reflected in our accommodation form\, offering tailored support for an exceptional experience. \nSecure your stay in the heart of Chicago by reserving exclusive group-rate hotel rooms through the provided link. For any hotel accommodation queries\, reach out to sh**@*******ts.com. \nJoin us at SHRM24 and become part of an extraordinary community propelling HR into new horizons. From the bustling energy of Chicago\, chart your course toward HR excellence. Secure your spot now and let’s shape the future of HR together! 🌆 #SHRM24 #HRInnovation
URL:https://cosmoins.com/event/shrm24-chicago/
LOCATION:McCormick Place Convention Center\, 2301 S King Dr\, Chicago\, IL\, 60616\, United States
ATTACH;FMTTYPE=image/png:https://cosmoins.com/wp-content/uploads/2023/08/Brown-Clean-Corporate-Homeless-Awareness-Education-Square-Homelessness-Instagram-Post-3.png
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240620
DTEND;VALUE=DATE:20240621
DTSTAMP:20260418T035432
CREATED:20231221T203054Z
LAST-MODIFIED:20231221T203054Z
UID:28400-1718841600-1718927999@cosmoins.com
SUMMARY:Horizon Conversion Deadline For The Upcoming 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-conversion-deadline-for-the-upcoming-1st-of-the-month-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240614
DTEND;VALUE=DATE:20240615
DTSTAMP:20260418T035432
CREATED:20231221T173727Z
LAST-MODIFIED:20231221T173727Z
UID:28384-1718323200-1718409599@cosmoins.com
SUMMARY:Horizon Enrollment Deadline For 15th Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-enrollment-deadline-for-15th-of-the-month-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240612
DTEND;VALUE=DATE:20240614
DTSTAMP:20260418T035432
CREATED:20231220T151444Z
LAST-MODIFIED:20231220T151444Z
UID:28273-1718150400-1718323199@cosmoins.com
SUMMARY:Shavuot: Office Closed
DESCRIPTION:
URL:https://cosmoins.com/event/shavuot-office-closed/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240601
DTEND;VALUE=DATE:20240604
DTSTAMP:20260418T035432
CREATED:20240119T151348Z
LAST-MODIFIED:20240119T151348Z
UID:28699-1717200000-1717459199@cosmoins.com
SUMMARY:Prescription Drug Reporting (RxDC)
DESCRIPTION:Group health plans and health insurance issuers\nRequires employer-sponsored health plans and insurers to report information about Rx and healthcare spending to CMS annually. \nMost employers will rely on third parties\, such as Carriers\, TPAs or PBMs to prepare and submit on behalf of the Plan/Employer but should get guarantees in writing.\nNo guidance on penalties have been released as of the creation of this document.
URL:https://cosmoins.com/event/prescription-drug-reporting-rxdc-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240531
DTEND;VALUE=DATE:20240601
DTSTAMP:20260418T035432
CREATED:20231221T173038Z
LAST-MODIFIED:20231221T173038Z
UID:28369-1717113600-1717199999@cosmoins.com
SUMMARY:Enrollment Deadline For 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/enrollment-deadline-for-1st-of-the-month-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20240527
DTEND;VALUE=DATE:20240528
DTSTAMP:20260418T035432
CREATED:20231220T154230Z
LAST-MODIFIED:20231220T154230Z
UID:28286-1716768000-1716854399@cosmoins.com
SUMMARY:Memorial Day: Office Tentatively Closed
DESCRIPTION:
URL:https://cosmoins.com/event/memorial-day-office-tentatively-closed/
END:VEVENT
END:VCALENDAR