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PRODID:-//Employee Benefit Broker & Health Insurance Agency in NJ - ECPv6.15.20//NONSGML v1.0//EN
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X-WR-CALNAME:Employee Benefit Broker & Health Insurance Agency in NJ
X-ORIGINAL-URL:https://cosmoins.com
X-WR-CALDESC:Events for Employee Benefit Broker & Health Insurance Agency in NJ
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BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20230312T070000
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TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20231105T060000
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TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:EDT
DTSTART:20240310T070000
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TZNAME:EST
DTSTART:20241103T060000
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TZNAME:EDT
DTSTART:20250309T070000
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DTSTART:20251102T060000
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TZNAME:EDT
DTSTART:20260308T070000
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TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:EST
DTSTART:20261101T060000
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END:VTIMEZONE
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251231
DTEND;VALUE=DATE:20260101
DTSTAMP:20260417T134827
CREATED:20250107T185756Z
LAST-MODIFIED:20251006T191757Z
UID:35733-1767139200-1767225599@cosmoins.com
SUMMARY:Self-Funded State and Local Government Health Plans Submit Optional Opt-Out Election to CMS
DESCRIPTION:Only applies to self-funded governmental (state and local) health plans.\nOpt-out available for Mental Health Parity Act\, Newborns and Mothers Health Protection Act\,\nWomen’s Health and Cancer Rights Act\, and Michelle’s Law. The plan must provide notice of\nthe opt-out to participants at the time of enrollment and on an annual basis\, prior to the\nbeginning of each plan year. A model notice can be found at:\nhttps://www.cms.gov/CCIIO/Resources/Files/hipaa_exemption_election_instructions_04072011\n.html
URL:https://cosmoins.com/event/self-funded-state-and-local-government-health-plans-submit-optional-opt-out-election-to-cms/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251231
DTEND;VALUE=DATE:20260101
DTSTAMP:20260417T134827
CREATED:20250107T185211Z
LAST-MODIFIED:20251006T191744Z
UID:35726-1767139200-1767225599@cosmoins.com
SUMMARY:Distribute Gag Clause Attestation Notice
DESCRIPTION:The Gag Clause Prohibition Compliance Attestation must be submitted annually to the\nDepartments of Labor\, Health & Human Services\, and the Treasury by December 31 of each\nyear.\nMore information at: https://www.cms.gov/marketplace/about/oversight/other-insurance-protections/gag-clause-prohibition-compliance-attestation#:~:text=A%20Gag%20Clause%20Prohibition%20Compliance\,of%20the%20plan%20or%20coverage
URL:https://cosmoins.com/event/distribute-gag-clause-attestation-notice/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251231
DTEND;VALUE=DATE:20260101
DTSTAMP:20260417T134827
CREATED:20250107T185005Z
LAST-MODIFIED:20251006T191740Z
UID:35724-1767139200-1767225599@cosmoins.com
SUMMARY:Distribute Children’s Health Insurance Premium Assistance Notice
DESCRIPTION:The CHIP notice must be provided before the first day of the plan year. The CHIP notice must\nbe separate\, but may be provided with other open enrollment materials or the SPD. Separate\nmailing is not required. Electronic distribution is permitted if meeting the DOL safe harbor\nrequirements. A model notice (called “Model Notice for Employers Regarding Premium Assistance Opportunities”) can be found at: https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/health-plans
URL:https://cosmoins.com/event/distribute-childrens-health-insurance-premium-assistance-notice/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251231
DTEND;VALUE=DATE:20260101
DTSTAMP:20260417T134827
CREATED:20250107T184817Z
LAST-MODIFIED:20251006T191727Z
UID:35721-1767139200-1767225599@cosmoins.com
SUMMARY:Distribute Annual Women's Health and Cancer  Rights Act Notice
DESCRIPTION:The WHCRA notice is distributed at initial enrollment\, and then annually\, prior to each plan year\, to participants (and to beneficiaries whose last-known address is different from the last-known address of the participant). A model notice and other information can be found at: https://www.dol.gov/sites/default/files/ebsa/about-ebsa/our-activities/resource-center/publications/compliance-assistance-guide.pdf Note that a separate\, more detailed notice must be distributed after enrollment (see “Deadlines Based on When Events Happen” below). \n 
URL:https://cosmoins.com/event/distribute-annual-womens-health-and-cancer-rights-act-notice/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251215
DTEND;VALUE=DATE:20251216
DTSTAMP:20260417T134827
CREATED:20250107T184641Z
LAST-MODIFIED:20251006T191720Z
UID:35719-1765756800-1765843199@cosmoins.com
SUMMARY:Distribute Summary Annual Report\, if Extension was Filed.
DESCRIPTION:If an extension was filed for Form 5500\, a Summary Annual Report needs to be distributed to\nemployees at this time.\nDoes not apply to governmental plans (state and local). Does not apply to church plans that\nhave not elected to be covered by ERISA.
URL:https://cosmoins.com/event/distribute-summary-annual-report-if-extension-was-filed/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251101
DTEND;VALUE=DATE:20251102
DTSTAMP:20260417T134827
CREATED:20250107T184514Z
LAST-MODIFIED:20251006T191703Z
UID:35717-1761955200-1762041599@cosmoins.com
SUMMARY:Open Enrollment for the ACA Exchanges Begins
DESCRIPTION:ACA Exchange open enrollment generally begins November 1.
URL:https://cosmoins.com/event/open-enrollment-for-the-aca-exchanges-begins/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251015
DTEND;VALUE=DATE:20251016
DTSTAMP:20260417T134827
CREATED:20250107T184414Z
LAST-MODIFIED:20251006T191656Z
UID:35714-1760486400-1760572799@cosmoins.com
SUMMARY:Form 5500 For Prior Plan Year\, if Extension was Filed
DESCRIPTION:If Form 5558 was submitted to the IRS seeking an extension of the deadline to submit Form\n5500\, filing of Form 5500 is now required.\nDoes not apply to governmental plans (state and local). Does not apply to church plans that\nhave not elected to be covered by ERISA.
URL:https://cosmoins.com/event/form-5500-for-prior-plan-year-if-extension-was-filed/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251015
DTEND;VALUE=DATE:20251016
DTSTAMP:20260417T134827
CREATED:20250107T184232Z
LAST-MODIFIED:20251006T191407Z
UID:35711-1760486400-1760572799@cosmoins.com
SUMMARY:Distribute Notices of Creditable and/or Non- Creditable Coverage
DESCRIPTION:Provide to employees\, retirees and dependents enrolled in or eligible for Medicare and also\nenrolled (or seeking enrollment) in the employer’s group plan. The Notices are good for the\nnext 12 months after they are distributed (e.g.\, if distributed in enrollment packets during prior\nyear)\, unless the coverage changes from creditable to non-creditable (or from non-creditable to creditable). Model notices may be found at: https://www.cms.gov/Medicare/Prescription-Drug- Coverage/CreditableCoverage/Model-Notice-Letters.html\nIndividuals are generally required to enroll in Medicare Part D prescription drug coverage when\nthey first become eligible and may be subject to late enrollment penalties if they fail obtain\ncreditable prescription drug coverage for 63 consecutive days or longer. Each year employers\nare required to address Medicare Part D prescription drug coverage in two ways: \n\nBy completing an online filing with CMS within the first 60 days of each plan year\ncertifying whether the employer provides prescription drug creditable coverage.\nBy providing the employees with a notice before October 15th informing them of whether the\nprescription coverage is creditable.
URL:https://cosmoins.com/event/distribute-notices-of-creditable-and-or-non-creditable-coverage/
LOCATION:Cosmo Insurance\, NJ\, United States
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20251001
DTEND;VALUE=DATE:20251002
DTSTAMP:20260417T134827
CREATED:20250107T185612Z
LAST-MODIFIED:20250107T185612Z
UID:35731-1759276800-1759363199@cosmoins.com
SUMMARY:Distribute annual Individual Coverage HRA Notice (if applicable)
DESCRIPTION:Only applies to employers that sponsor individual coverage health reimbursement\narrangements (ICHRAs)\nDue at least 90 days before the beginning of the plan year. Notice must include specific\ninformation about the ICHRA\, including the maximum dollar amount\, some limitations of the\nICHRA\, a statement of the right to opt-out\, and the effect on the individual’s ability to obtain\npremium tax credits for individual coverage\, among other items.\nA model notice is available here: https://www.irs.gov/pub/irsutl/health_reimbursement_arrangements_faqs.pdf
URL:https://cosmoins.com/event/distribute-annual-individual-coverage-hra-notice-if-applicable/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250930
DTEND;VALUE=DATE:20251001
DTSTAMP:20260417T134827
CREATED:20250107T184030Z
LAST-MODIFIED:20250107T184030Z
UID:35709-1759190400-1759276799@cosmoins.com
SUMMARY:Distribute Summary Annual Reports (SARs)
DESCRIPTION:Distribute to participants\, COBRA beneficiaries and alternate recipients under QMCSOs within\n9 months after close of the plan year or 2 months after the plan’s extended 5500 deadline. SAR\nrequirement does not apply to plans that pay benefits exclusively from the employer’s general\nassets (that is\, plans with no trust\, with no insurance contract to pay benefits\, where participant\ncontributions are made through a Section 125 plan\, etc.). \n\nDoes not apply to governmental plans (state and local). Does not apply to church\nplans that have not elected to be covered by ERISA.
URL:https://cosmoins.com/event/distribute-summary-annual-reports-sars/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250731
DTEND;VALUE=DATE:20250801
DTSTAMP:20260417T134827
CREATED:20250107T183914Z
LAST-MODIFIED:20250107T183914Z
UID:35706-1753920000-1754006399@cosmoins.com
SUMMARY:Deadline for Filing Form 720 and Payment of ACA PCORI Fee for prior Plan Year
DESCRIPTION:Patient-centered Outcomes Research Trust Fund Fee must be paid by issuers of specified\nhealth insurance policies and plan sponsors of applicable self-insured health plans (including\nHRAs).\nPayment is due annually\, by July 31\, of the calendar year following the end of the plan year.\nFor more information\, see: https://www.irs.gov/newsroom/patient-centered-outcomes-research-institute-fee
URL:https://cosmoins.com/event/deadline-for-filing-form-720-and-payment-of-aca-pcori-fee-for-prior-plan-year/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250731
DTEND;VALUE=DATE:20250801
DTSTAMP:20260417T134827
CREATED:20250107T183610Z
LAST-MODIFIED:20250107T183610Z
UID:35704-1753920000-1754006399@cosmoins.com
SUMMARY:File Form 5500 for Prior Plan Year (or File Form 5558 to Request 2 1⁄2 Month Extension)
DESCRIPTION:Filing is due for ERISA plans\, unless exempt. Filing is made electronically with the DOL at:\nwww.efast.dol.gov. Welfare plans that are fully insured\, unfunded or a combination of both are\nexcused from filing if they have fewer than 100 participants as of the first day of the ERISA\nplan year.\nConsider the need to file for health FSAs and other programs often overlooked\, such as\nseverance pay plans\, EAPs\, and some voluntary coverage.\nFor more information\, see: https://www.dol.gov/agencies/ebsa/employers-and-advisers/plan-administration-and-compliance/reporting-and-filing/form-5500\nThe deadline is July 31.\nDoes not apply to governmental plans (state and local). Does not apply to church plans that have not elected to be covered by ERISA.
URL:https://cosmoins.com/event/file-form-5500-for-prior-plan-year-or-file-form-5558-to-request-2-1%e2%81%842-month-extension/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250602
DTEND;VALUE=DATE:20250603
DTSTAMP:20260417T134827
CREATED:20250107T183442Z
LAST-MODIFIED:20250107T183442Z
UID:35702-1748822400-1748908799@cosmoins.com
SUMMARY:Prescription Drug Reporting
DESCRIPTION:Group health plans must report on certain prescription drug information to HHS\, Labor\, and Treasury.\nReporting must include information regarding plan coverage and premiums\, as well as the\namount spent\, and increase in spend\, on various prescription drugs. Total spending on health\ncare services is also included. The report must also disclose the impact on premiums of any\nrebates received from drug manufacturers.\nRules are still being developed. Employers should work with their carriers or administrative\nservices only providers/third party administrators to facilitate reporting.
URL:https://cosmoins.com/event/prescription-drug-reporting/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250331
DTEND;VALUE=DATE:20250401
DTSTAMP:20260417T134827
CREATED:20250107T183305Z
LAST-MODIFIED:20250107T183305Z
UID:35700-1743379200-1743465599@cosmoins.com
SUMMARY:IRS Form 1094/95 – B & C electronic filing due
DESCRIPTION:Applicable large employers and others furnishing 10 forms or more must file all Forms 1095 – B/C with the IRS.\nIf filing Form 8809\, deadline for filing with the IRS extends out 30 days. For more information\, see: https://www.irs.gov/forms-pubs/form-8809-application-for-extension-of-time-to-file-\ninformation-returns
URL:https://cosmoins.com/event/irs-form-1094-95-b-c-electronic-filing-due/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250315
DTEND;VALUE=DATE:20250316
DTSTAMP:20260417T134827
CREATED:20250107T183140Z
LAST-MODIFIED:20250107T183140Z
UID:35698-1741996800-1742083199@cosmoins.com
SUMMARY:Last Day of 2 1⁄2 Month Grace Period for Flexible Spending Accounts with Grace Periods
DESCRIPTION:Only applies to employers who offer an FSA plan with a 2 1⁄2 month grace period. Employees\nmay no longer incur expenses that can be paid for with contributions from the immediately\npreceding FSA plan year. Note that a plan could have an earlier deadline.
URL:https://cosmoins.com/event/last-day-of-2-1%e2%81%842-month-grace-period-for-flexible-spending-accounts-with-grace-periods/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250303
DTEND;VALUE=DATE:20250304
DTSTAMP:20260417T134827
CREATED:20250107T185430Z
LAST-MODIFIED:20250107T185430Z
UID:35729-1740960000-1741046399@cosmoins.com
SUMMARY:File Form M-1 (Annual Report) on behalf of Multiple Employer Welfare Arrangements (MEWAs) Providing Health Coverage
DESCRIPTION:Only applies to a health plan or other arrangement that covers employees of two or\nmore companies that have less than 25 percent common ownership interest at any time\nduring the plan year (including most association health plans).\nFor established MEWAs\, Form M-1 (Annual Report) must be filed by March 1 each year.\nSome exceptions to the initial filing date apply. For more information\, see: https://www.dol.gov/agencies/ebsa/laws-and-regulations/laws/affordable-care-act/for-employers-and-advisers/mewas
URL:https://cosmoins.com/event/file-form-m-1-annual-report-on-behalf-of-multiple-employer-welfare-arrangements-mewas-providing-health-coverage/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250303
DTEND;VALUE=DATE:20250304
DTSTAMP:20260417T134827
CREATED:20250107T182147Z
LAST-MODIFIED:20250107T182506Z
UID:35696-1740960000-1741046399@cosmoins.com
SUMMARY:Deadline for providing Forms 1095-B/C to Employees
DESCRIPTION:Applicable Large Employers (i.e. those that are subject to the employer mandate) must report\non the coverage offerings for each ‘full-time employee’ from the previous calendar year.\nSelf-funded employers (of any size) are required to report on coverage provided to any\nemployee in the prior calendar year.\nFor more information\, see: https://www.irs.gov/uac/About-Form-1095-B and\nhttps://www.irs.gov/forms-pubs/about-form-1095-c
URL:https://cosmoins.com/event/deadline-for-providing-forms-1095-b-c-to-employees/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250303
DTEND;VALUE=DATE:20250304
DTSTAMP:20260417T134827
CREATED:20250107T181450Z
LAST-MODIFIED:20250107T181450Z
UID:35693-1740960000-1741046399@cosmoins.com
SUMMARY:IRS Form 1094/95 – B & C paper filing due- February 28 deadline for 2025
DESCRIPTION:Every person that provides minimum essential coverage to an individual during a calendar\nyear must file an information return reporting the coverage. Insurers generally use Form 1094-\nB (transmittal) to submit Forms 1095-B (returns) to the IRS. However\, self-funded employers\n(including governmental employers) subject to the employer shared responsibility provisions\ngenerally will report information about the coverage in Part III of Form 1095-C instead. For\nmore information\, see: https://www.irs.gov/uac/About-Form-1095-B and\nhttps://www.irs.gov/forms-pubs/about-form-1095-c\nOnly employers furnishing fewer than 10 forms are permitted to file by paper; all others must\nfile electronically.
URL:https://cosmoins.com/event/irs-form-1094-95-b-c-paper-filing-due-february-28-deadline-for-2025/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250303
DTEND;VALUE=DATE:20250304
DTSTAMP:20260417T134827
CREATED:20250107T181247Z
LAST-MODIFIED:20250107T181247Z
UID:35689-1740960000-1741046399@cosmoins.com
SUMMARY:Submit Annual Notice of Creditable and/or Non-Creditable Coverage to CMS
DESCRIPTION:Notice is required within the first 60 days of the plan year. Filing is made online at: https://www.cms.gov/Medicare/Prescription-Drug-Coverage/CreditableCoverage/CCDisclosureForm.html\n\n\nMore detail on creditable/non-creditable coverage is included in the discussion of the notices\nto participants by October 15.
URL:https://cosmoins.com/event/submit-annual-notice-of-creditable-and-or-non-creditable-coverage-to-cms/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250131
DTEND;VALUE=DATE:20250201
DTSTAMP:20260417T134827
CREATED:20231221T203634Z
LAST-MODIFIED:20231221T203634Z
UID:28411-1738281600-1738367999@cosmoins.com
SUMMARY:Reporting health plan costs on Form W-2 Deadline
DESCRIPTION:Employers that filed 250 or more IRS Forms W-2 for the prior calendar year must include the aggregate cost of employer-sponsored health plan coverage on employees’ Forms W-2. This reporting is optional for employers that had to file fewer than 250 Forms W-2 for the prior calendar year. Employers must file Forms W-2 with the Social Security Administration and furnish Forms W-2 to employees by Jan. 31 of each year unless an extension applies.
URL:https://cosmoins.com/event/reporting-health-plan-costs-on-form-w-2-deadline/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250131
DTEND;VALUE=DATE:20250201
DTSTAMP:20260417T134827
CREATED:20231220T155029Z
LAST-MODIFIED:20231220T155029Z
UID:28295-1738281600-1738367999@cosmoins.com
SUMMARY:Quarterly Report Deadline
DESCRIPTION:For the 4th quarter of the previous calendar year.
URL:https://cosmoins.com/event/quarterly-report-deadline-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250120
DTEND;VALUE=DATE:20250121
DTSTAMP:20260417T134827
CREATED:20231221T203249Z
LAST-MODIFIED:20231221T203249Z
UID:28407-1737331200-1737417599@cosmoins.com
SUMMARY:Horizon Conversion Deadline For The Upcoming 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-conversion-deadline-for-the-upcoming-1st-of-the-month-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250114
DTEND;VALUE=DATE:20250115
DTSTAMP:20260417T134827
CREATED:20231221T174109Z
LAST-MODIFIED:20231221T174109Z
UID:28392-1736812800-1736899199@cosmoins.com
SUMMARY:Horizon Enrollment Deadline For 15th Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/horizon-enrollment-deadline-for-15th-of-the-month-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250101
DTEND;VALUE=DATE:20250102
DTSTAMP:20260417T134827
CREATED:20240119T144827Z
LAST-MODIFIED:20240119T144827Z
UID:28671-1735689600-1735775999@cosmoins.com
SUMMARY:TiC: Machine- Readable Files
DESCRIPTION:Employers with Self-funded/Level-Funded health plans\nPlan is ultimately responsible for updating three machine readable files (MRFs) disclosing: in-network rates\, OON allowed amounts\, billed charges\, negotiated rates and historical net prices for Rx drugs. \nEmployers should collaborate with a third-party administrator to ensure the plan is administered in accordance with the TiC rules at each renewal.\nSubject to $100 per day per participant for non-compliance.
URL:https://cosmoins.com/event/tic-machine-readable-files/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250101
DTEND;VALUE=DATE:20250102
DTSTAMP:20260417T134827
CREATED:20240119T144725Z
LAST-MODIFIED:20240119T144740Z
UID:28670-1735689600-1735775999@cosmoins.com
SUMMARY:Section 105(h) Nondiscrimination Testing
DESCRIPTION:Employers with Self-funded/Level-Funded health plans\nThis rule prohibits group health plans from discriminating in favor of highly compensated individuals with respect to both eligibility and benefits offered under the plan. \nEmployers should review their plans and ensure plans are still within compliance and not discriminating against non-Highly Compensated Individuals (HCIs).\nHCIs must include the excess benefits provided to them in gross income. Plan sponsor may also face an excise tax or penalty of up to $100 per day per individual discriminated against.
URL:https://cosmoins.com/event/section-105h-nondiscrimination-testing/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250101
DTEND;VALUE=DATE:20250102
DTSTAMP:20260417T134827
CREATED:20231220T155824Z
LAST-MODIFIED:20231220T155824Z
UID:28298-1735689600-1735775999@cosmoins.com
SUMMARY:Open Enrollment Deadline
DESCRIPTION:
URL:https://cosmoins.com/event/open-enrollment-deadline/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20250101
DTEND;VALUE=DATE:20250102
DTSTAMP:20260417T134827
CREATED:20231220T153055Z
LAST-MODIFIED:20231220T153055Z
UID:28284-1735689600-1735775999@cosmoins.com
SUMMARY:Happy New Year: Office Closed
DESCRIPTION:
URL:https://cosmoins.com/event/happy-new-year-office-closed-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241231
DTEND;VALUE=DATE:20250101
DTSTAMP:20260417T134827
CREATED:20240119T150217Z
LAST-MODIFIED:20240119T150217Z
UID:28688-1735603200-1735689599@cosmoins.com
SUMMARY:Prohibition on Gag Clauses
DESCRIPTION:All group medical plans\nPlans and carriers may not enter into an agreement with a provider\, network\, TPA or other service provider offering access to a network of providers that restricts the plan from; providing provider-specific cost or quality of care data\, electronically access de-identified claim and encounter data for each participant or beneficiary and sharing such information\, consistent with applicable privacy regulations. An attestation of compliance must be filed electronically with CMS each year to attest for the previous plan year. \nEmployers should coordinate in writing with their Carrier\, TPAs or other service providers to verify who will be submitting the attestation and will be meeting with the requirement. Employers are ultimately responsible in completing this task.\nNo official guidance on penalties have been released as of the creation of this document.
URL:https://cosmoins.com/event/prohibition-on-gag-clauses/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241231
DTEND;VALUE=DATE:20250101
DTSTAMP:20260417T134827
CREATED:20231221T203348Z
LAST-MODIFIED:20231221T203348Z
UID:28409-1735603200-1735689599@cosmoins.com
SUMMARY:Gag Clause Prohibition Deadline
DESCRIPTION:
URL:https://cosmoins.com/event/gag-clause-prohibition-deadline/
END:VEVENT
BEGIN:VEVENT
DTSTART;VALUE=DATE:20241231
DTEND;VALUE=DATE:20250101
DTSTAMP:20260417T134827
CREATED:20231221T173357Z
LAST-MODIFIED:20231221T173357Z
UID:28377-1735603200-1735689599@cosmoins.com
SUMMARY:Enrollment Deadline For 1st Of The Month
DESCRIPTION:
URL:https://cosmoins.com/event/enrollment-deadline-for-1st-of-the-month-14/
END:VEVENT
END:VCALENDAR