As a healthcare consumer, it’s essential to understand the benefits and coverage provided by your health insurance plan. While it may seem like a burden to schedule routine checkups or preventative care visits, taking advantage of your health coverage can ultimately improve your overall health and well-being. In New Jersey, marketplace plans cover many preventative care visits without charging copayments or coinsurance. Let’s take a closer look at some of the preventive care services that are always covered 100% under New Jersey marketplace plans.
- Annual Wellness Visits – An annual wellness visit is a comprehensive exam that allows your doctor to evaluate your overall health and identify any potential health risks or chronic conditions. During this visit, your doctor may review your medical history, perform a physical exam, and provide guidance on lifestyle changes or preventative measures to improve your health.
- Immunizations – Marketplace plans in New Jersey cover all recommended immunizations for adults and children, including vaccines for influenza, pneumonia, HPV, and more. Immunizations are an essential aspect of preventative care, as they can protect against serious illnesses and diseases.
- Cancer Screenings – Early detection is crucial in treating cancer, which is why marketplace plans in New Jersey cover various cancer screenings without charging copayments or coinsurance. These include mammograms, colonoscopies, and Pap smears.
- Blood Pressure, Cholesterol, and Diabetes Screenings – Regular screenings for high blood pressure, cholesterol, and diabetes can help identify these conditions early on and allow for prompt treatment. Under New Jersey marketplace plans, these screenings are covered without charging copayments or coinsurance.
- Depression and Mental Health Screenings – Mental health is just as important as physical health, which is why marketplace plans in New Jersey cover depression and mental health screenings at no cost to the patient. These screenings can help identify mental health concerns early on and provide appropriate treatment and support.
In conclusion, taking advantage of your health coverage by scheduling routine checkups and preventative care visits can ultimately improve your overall health and well-being. If you have a marketplace plan in New Jersey, be sure to take advantage of the many preventive care services that are always covered 100% without charging copayments or coinsurance. By prioritizing your health and utilizing your health coverage, you can take control of your health and prevent potential health risks down the road.
