Top 4 FAQs When Buying Long-Term Care
The top 4 questions asked when purchasing a Long-Term Care Insurance policy. How Much Coverage Do I Need? That depends on multiple factors, including your budget, where you live, and […]
How to Appeal an Insurance Denial
Has your health insurance company denied your claim? Medicare or your private insurance company. You could be billed for hundreds, maybe even thousands of dollars of medical bills. In most […]
Surprise Medical Billing Guidance
On September 30, 2021, the Departments of Health and Human Services (“HHS”), Labor (“DOL”), and the Treasury (collectively, “the Departments”) jointly published additional interim final rules implementing provisions of the […]
How Are Group Insurance and Individual Insurance Different?
We often get clients who are confused about what qualifies as group insurance and individual insurance. We at Cosmo Insurance have extensive knowledge of the different types of insurance you […]
Health Insurance Covers Addiction Recovery
The COVID-19 pandemic has witnessed a staggering rise in mental health and substance use disorders (SUD). Drug overdose deaths reached a record high of 93,331 in 2020, and in February […]
Things That Cost the Same As Life Insurance
Most people would say their family’s financial security is their highest priority. And yet, it’s hard to get excited about purchasing life insurance. One of the biggest hurdles of getting […]
Top 3 Worst Halloween Candies for Your Teeth
With costumes, cauldrons, and candy, it’s hard not to get excited when All Hallows’ Eve rolls around! Halloween comes with many sweets and treats to set the fun for kids […]
What Are Some Long Term Care Options?
Long-term care insurance puts you in control. It goes far beyond covering costs in a nursing facility, as many people assume. I think we can all agree with the COVID-19 […]
Eating With Your Mental Health in Mind
We’re taught that eating well helps us look and feel our physical best from a young age. What we’re not usually informed about is that good nutrition significantly affects our […]
Review Your Medicare Coverage Now
The annual Medicare Open Enrollment Period started Today, Friday, October 15, 2021. For those currently enrolled in Medicare, this is the time for you to make changes to your plan. […]