Top 4 FAQs When Buying Long-Term Care
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The top 4 questions asked when purchasing a Long-Term Care Insurance policy. How Much Coverage Do I Need? That depends on multiple factors, including your budget, where you live, and […]
How to Appeal an Insurance Denial
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Has your health insurance company denied your claim? Medicare or your private insurance company. You could be billed for hundreds, maybe even thousands of dollars of medical bills. In most […]
Surprise Medical Billing Guidance
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On September 30, 2021, the Departments of Health and Human Services (“HHS”), Labor (“DOL”), and the Treasury (collectively, “the Departments”) jointly published additional interim final rules implementing provisions of the […]
How Are Group Insurance and Individual Insurance Different?
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We often get clients who are confused about what qualifies as group insurance and individual insurance. We at Cosmo Insurance have extensive knowledge of the different types of insurance you […]
Health Insurance Covers Addiction Recovery
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The COVID-19 pandemic has witnessed a staggering rise in mental health and substance use disorders (SUD). Drug overdose deaths reached a record high of 93,331 in 2020, and in February […]
Things That Cost the Same As Life Insurance
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Most people would say their family’s financial security is their highest priority. And yet, it’s hard to get excited about purchasing life insurance. One of the biggest hurdles of getting […]
Top 3 Worst Halloween Candies for Your Teeth
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With costumes, cauldrons, and candy, it’s hard not to get excited when All Hallows’ Eve rolls around! Halloween comes with many sweets and treats to set the fun for kids […]
What Are Some Long Term Care Options?
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Long-term care insurance puts you in control. It goes far beyond covering costs in a nursing facility, as many people assume. I think we can all agree with the COVID-19 […]
Eating With Your Mental Health in Mind
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We’re taught that eating well helps us look and feel our physical best from a young age. What we’re not usually informed about is that good nutrition significantly affects our […]
Review Your Medicare Coverage Now
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The annual Medicare Open Enrollment Period started Today, Friday, October 15, 2021. For those currently enrolled in Medicare, this is the time for you to make changes to your plan. […]