3 Smart Ways to Spend Your Tax Refund

tax refund

Whether your tax refund is big or small this year, it’s tempting to splurge with that modest windfall. These three ideas can help you keep the “fun” in your refund […]

Offering Group Benefits 

offering group benefits

It’s essential to make the most of your benefit dollars when selecting group insurance. After all, you have a budget that you need to stick to. The insurance you offer […]

Does Health Insurance Cover Pregnancy?

health insurance cover pregnancy

All primary health insurance plans cover pregnancy and childbirth. Under the Affordable Care Act, pregnancy and maternity care are among the ten essential health benefits that must be covered by […]

Will COVID-19 Change the Workplace Permanently?

covid 19 change workplace

With COVID-19 vaccinations ramping up, there is some light at the end of the tunnel, and this pandemic might be over in the foreseeable future.  Indeed, many traditional aspects of […]

Vitamin D and Depression

vitamin d depression

The “sunshine vitamin,” also known as Vitamin D, is recognized for helping our bodies build strong bones, but research has shown that it could help ease the symptoms of depression.  […]

Surviving Pollen Season

surviving pollen season

Spring brings warm weather, sunny days and an urge to get outside. For some of us, though, it also brings sniffles, sneezes and watery eyes. “People with seasonal allergies can […]

What Does Balance Billing Mean?

balance billing

Balance billing is when a provider or hospital bills you for the difference between their original bill and the amount your insurance paid plus any copay, coinsurance, and deductible payments. […]

Exclusive Access as a BCBSNJ Member

BlueCross BlueShield

Are you a member of Horizon Blue Cross Blue Shield in New Jersey? Did you know that as a member you have exclusive access to the secure member web portal […]