Special Enrollment Period for Businesses

business open enrollment

Are you a business owner looking for health insurance but could never enroll because of participation requirements? No worries; your group qualifies for a Special Enrollment Period (SEP)! Yes, you […]

How to Determine the Death Benefit Payout?

death benefit payout

If your loved one passes away, hopefully, you have discussed their life insurance policy and how much money it’s worth. But sometimes, that’s not always the case. The fastest and […]

Group Renewal Considerations Due to COVID-19

Renewal considerations

Employees have an extended timeframe to, in part, elect COBRA, make COBRA payments, add dependents, and appeal denials of benefits. As the timeframe may extend beyond the current plan year, […]

Flu vs Coronavirus: What You Should Know

Open enrollement

You have a cough and a fever. You think it’s probably the flu. But with more than 8 million confirmed cases of the coronavirus in the U.S., there’s a chance […]

NJ New Marketplace for Open Enrollment

Open Enrollment

Cosmo Insurance Agency will be on the Get Covered NJ exchange. Get covered NJ is New Jersey’s new marketplace. If you are covered through healthcare.gov don’t worry you will automatically […]

Medicare Open Enrollment 2021: Know Your Options

open enrollment

Medicare open enrollment is here! Here are 2 options you can choose from to get Medicare coverage: Original Medicare The federal government manages original Medicare. It includes both Part A […]

NJ Issues Pre-Tax Transportation Benefits

Transportation Benefits

On March 1, 2019, New Jersey established a transit benefit ordinance that requires employers to offer employees pre-tax commuter transit benefits, consistent with certain qualified transportation fringe benefits, as defined […]